378 Comments

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  1. David

    Hi Kyle,
    It is nice to read your review about Mobe which is indeed a SCAM.

    Please inform your readers who have paid Mobe to contact their credit card company to request for refund.

    Before they do that, they must first send in their request for order cancellation and refund. This is required by the credit card company, normally this must be done before the 45 days from the date they placed their orders. With Mobe reply they then send their dispute to their credit card company. There are many reasons your readers can dispute even though they have signed Mobe license agreement.

    Sometimes the credit card company may not look into your dispute if it is more than 45 days and no dispute was reported within the 45 days. But, I had a case in which I asked a company in Calgary to develop a website and after 6 months the website was still not completed. So it was after 6 months then I sent a cancellation but the web developer would not give me the refund. Nevertheless, I sent to the credit card company my dispute with the email exchanges I had with the web developer and within 2 months I received my refund. Your readers therefore must prepare a good case for the credit card company to send their dispute to the vendor’s credit card company so that they stand on good ground to receive their refund. Even though they have signed the Mobe license agreement which guaranteed refund after 12 months if the licensee did not make any money, they have many good reasons to back up their refund request.

    Please inform those of your readers who have such issue to quickly send in their order cancellation for refund and at the same time inform their credit card company of their dispute.

    I hope this is helpful.

    • Kyle

      Yeah, sometimes desperate measures require this sort of action. I always recommend to folks that if they cannot get anywhere with the initial lines of support or they are being ignored that they consider contacting their credit card for help. Sometimes this is the only solution and from the responses I have gotten from MANY folks that joined MOBE, you are going to have a tough time getting a refund through their protocols so this may be the only way.

  2. Maureen Meggers

    I have only paid the $47. I went through the training offered to Step 6 at this point you are stagniate until you pay $1997 into the program to be an an affiliate within the company. I did have a coach or mentor if you will call me everyday, but he started to get very pushy. I am a graduate with a Master’s degree in Business with a Advertising major. I do not understand why they would not tell you what you are selling and this made me curious. I started to write down all the names of the founders who are: Jeff Lerner, Matt Lloyd, Dave Nayavich, Darren Salkeld, Mike Antoni, John Neff, Michael Force, and Mike Williams. If you notice none of them live in the United States and all the travels done for the company is out of the United States for meetings for MOS. Each of these names came up with fishy items. This is a scam and I am so sorry for those who have been hurt by this. In my research I found 6 phone numbers and 5 different addresses. If this was a true blue company they would be with the BBB. THEY ARE NOT! My heart goes out to those scammed, but thank you for helping out the rest of us to make a decision. And remember Karma will come to them.

    • Kyle

      Wow, $30,000. To me that is pure insanity that someone could get sucked into a scheme for this sort of money. Your brother will have to go through the proper processes to get the refund and the worst case scenario, he should be contacting his financial institution/FTC to deal with this issue if they cannot get anywhere with the company support.

    • mark

      $30 000 – this is terrible to hear. Did he manage to get some money back? I understand the full cost for all levels was about $26 000.

  3. Natalie Forte

    Thank god I did my research before putting any money out there.First rule of doing or trying anything is do your research first before putting money out.Rule 2 know what your looking for make sure you know what you want. And rule 3 always check ☑ reviews to see what other people’s say about the product and information.

  4. Pamela

    Kyle,

    I’ve researched and read for hours, about Mobe and it’s victims.
    All I can say is “Class-Action suit”.
    Anyone is invited to contact me.
    You only need 3 people who were ripped-off in some, same way.
    Obviously Mobe has deep pockets and has deceived numerous people.

    • Linda

      I am a retiree in my seventies. I was eager to find some way of making money that I could pass on to some struggling friends and family. I was even excited about entering this entirely new and youthful world of internet marketing. I was persuaded to buy into Mobe by an extremely charming retired doctor (I think)of about my own age. Through him I went $1997. The training was not good, in fact I was abandoned by my trainer, who decided he no longer wanted to train anyone. I found the hyped programme vastly more difficult and expensive than I had been led to believe. It can be learned of course. I found that anyone who did not ‘make it’ was called a loser, a procrastinator, even a fool. However, in the end I decided that if I felt uncomfortable promoting this to friends I could not promote to strangers either. I tried to get my money back but my emails were not answered. One lives and learns even at my advanced age, but it was a hard lesson. I suppose nothing can be done, but in my situation the loss is a considerable one.

      • Kyle

        They called you a loser for not succeeding with their pyramid scheme? That is very shameful. Just because you were not willing to promote the very same program to others that was overpriced and offered very little value in terms of creating an actual business.

        There are many schemes like this that are known to bully people if they don’t succeed making them feel as though it is their fault, not the programs. Empower Network is another on of these schemes that loosely uses the word “loser” & “wimp” if someone is unable to achieve success. This sort of belittling really says a lot about a company.

        So sorry to hear about your experience with My Online Business Empower Linda, but I do thank you for sharing your experiences. I know it will likely save many others from exposing themselves from this scam and prevent them from being talked down upon by those that are supposed to be helping them.

    • Soheil Mahanian

      I am a victim to the tune of about $2000.00 but I never did promote their business because I realized that most likely it was a scam but unfortunately I found out a bit too late for myself.

  5. janet

    I consider myself to be lucky after seeing how much money other people have lost. I did however pay the $49. I saw scam reports and realized I made a big mistake. When I cancelled I was told that the money would be refunded in 2-5 days.They have now told me that 3 times. I sent a hateful email yesterday and here is the response that I got last night.

    Hello Janet,

    While trying to process your refund, we are not seeing we received a payment for you under your name or this email, please provide us with a receipt and screenshot of your bank or credit card company statement showing the payment and we will investigate it for you right away.

    Looking forward to your response.

    Kind regards,
    Ionie

    You have got to be kidding me. Thank goodness I kept the receipt!

    • Kyle

      This is very typical. Companies that offer guarantees use them very loosely but when it comes time to actually give people their money back (that are unhappy), they make it so difficult to get. This is exactly what MOBE is doing to you and if it persists, I would go one level above to your credit card company. I wish you all the best here Janet.

      • Shayna Arnold

        Ha Kyle, I have signed up with mobe for the $1997.00 And due to unforseen situation i have asked for a refunded.. Beacuse i signed the agreement they will not refunded me.. Is there a way around this.. Or should i just give it a go.. get all the proof in need. You would think they would have a cooling off period. Like most online business do, if it does not suit you they do give a refund. I know this to be true.

        • Kyle

          Shayna, this sounds like a very common thread amongst people that are joining MOBE. They are having an impossible time getting a refund and they tie you into legal print to try to prevent you from getting a refund. I am sorry you are having such trouble with this and in a worst case scenario, you should consider contacting your bank or credit card to see if they can help you resolve this issue.

  6. Garth

    I got suckered into the license rights program at $1200 over several payments, based on the generous promises of a wannabe guru. Once I got in, it quickly became clear to me that the likelihood of selling Matt’s overpriced courses was slim, and that the real money was to be had in conning other people into the program, with it’s endless $3000, $5000 and $10,000 upsells. Sorry, I have ethical issues with that business model, I am familiar with it and it leaves a trail of destruction. I was looking for a real business that offered real value for fair compensation.

    Oh well, at least I had the 2 bonuses the aspiring guru promised, right? That’s why I joined in the first place. Well, it turns out, as well intentioned as he was, the ambitious young man had no follow through, he would start something and then change directions faster than I. I got nothing but promises.

    The only saving grace was, MOBE “forgot” to take my last payments so I was only out $600 – yippee.

    The scary thing is how many big name gurus are jumping on this. Every time I get a new solicitation from one of them, I completely lose confidence in them – either their judgement or ethics are demonstrated to be poor. Either one is bad.

    • Kyle

      Garth, you are going to find this with many of the big name GURUS. The reality of it is that they have made most of their money online by taking it from others…and doing so in a way that is not ethical by any means. Anyone pushing this in your direction does not have you in their best interest, rather they have their bank account in their best interest.

      In the last 13 years I have seen a lot within the online world and one thing that has persisted this entire time is that the most “trusted” gurus are some of the least trustworthy. Make your judgement based on actions, not how “awesome” someone tells you they are or how much money they say they are making.

  7. Phil de Fontenay

    I got sucked in for $1997.

    When I joined a month ago, I found their affiliate tracking system was broken and not even tracking all the traffic I was sending. It’s been a month and their support hasn’t even bothered to fix the issue.

    I put in for a refund but of course you have to try it for 12 months and show that you used at least 3 of their methods before they consider a refund.

    They really are a scam!!

    Phil de Fontenay

    • Kyle

      Thanks for dropping by Phil. I know your feedback of MOBE will help prevent others from going through what you are now dealing with. I wish you all the best and if you do need a hand (and trust the industry enough moving forward), I would love to help you get moving in the right direction to properly create an online business.

  8. Jen

    Thanks for letting the world know about Matt Lloyd and the scam that fool is running over at MOBE. He ripped me off and has my friend convinced that is OK to suck other friends into this scheme so they can earn money off of them.

    Just in the process of contacting my local authorities and also reporting this to the FTC. Anyone else that reads this and has been ripped off (so everyone that has ever joined this pyramid) please follow me in reporting this so others are not put out of their hard earned money from the ruthless team over at MOBE.

    Here is the link:

    https://www.ftccomplaintassistant.gov/GettingStarted?NextQID=67&Url=%23%26panel1-7#crnt

    I hope nobody else’s loses money to this company as I have and I am hoping I can recoup some of my losses here.

    My rant is done. Jen

    • Kyle

      Rants are OK sometimes and it sounds like this one is deserving Jen. So sorry to hear you feel this way and unfortunately it was your friend he “took” your money to get you into the MOBE scheme. The problem with all of these make money MLM schemes is that people join and then want to recoup their money they have sent and who better to make a sale off of than a friend or family member. Is it really worth a friendship?

      I do hope your journey moving forward is a much smoother one and I would be more than happy to help you out (for FREE) if you need a hand creating a business the PROPER way (in any niche you like) moving forward.

  9. Davies

    Allow me to share you my story. I was tempted by Alex Shelton last week to join this program for a one time payment of $49 with a promise that, we’d have access to Alex’s course as well and even if my application to join MOBE is rejected, apparently MOBE does quality control, I would be given a full refund and still keep my course with Alex. Now that was last week & there’s not a slightest ghostly whisper from Alex Shelton.

    Anyway, that very night, after payment, Matt emailed me and he had assigned a Top Tier Coach to monitor and assist me during the 21 steps I have to undergo. I’m in the 3rd now & after listening to it & watching all the other videos with all the testimonials, I became intrigued with all the different levels of membership and the commissions they were getting plus the huge Mercedez cars some top affiliates were getting.

    To make it brief, I managed to put the puzzles together and tonight it suddenly dawn on me that I’ll be promoting & selling the very same program. This was not mentioned in the 3 steps I’ve just finished but there were tell tale signs in the videos if you know how to read it.

    I decided to look up what MOBE is all about and came across your site. I shall be unsubscribing, put an end to our perhaps “profitable” partnership and then hang my head in shame. Thank goodness it was only $49. I won’t ask for a refund, not worth the hassle but his days are numbered now. I won’t forget him in each of my prayers. Oh, that goes for Alex Shelton too.

    Thank you Kyle for exposing this. I’m luckier than some of the people here who had spent more than $49.

    • Kyle

      Consider yourself lucky. You naturally came to the conclusion that something didn’t feel right. People are driving around in Mercedes because people like you are giving them the money to buy these Mercedes and the only way you can get there is by convincing (err…I mean fooling) enough people that this is their quickest way to success.

      It isn’t and like any MLM structure, the people at the top are the ones that are being fed by all the newcomers at the bottom. The fact that you join for $49 only to be pushed $1,000’s of products is unethical in itself and where it gets even worse is when you have to push other people into this exact same scheme…often times your friend and family.

  10. Mike

    I think you make some valid points Kyle and I have followed you for years now and I do think you are looking out for the good of others, plus I think your site offers a lot of value. I also have been following the MOBE system and Matt Lloyd. I want to add some additional facts to consider if you will allow me. I think you have to start with the customer “mindset” first then work your way to the company instead of the other way around. Most people want everything “done for them” you know and I know it, it’s just human nature right. Then you have the “go getters” massive action types. I think in your system the lazy person would fail pretty quickly. I think the MOBE system is attracting the types that want to put down the money push a button and make money. The “do for you” type of marketing and guess what there are a ton of these folks out there. The MOBE marketing knows how to hit those hot buttons and people buy into it. I think they call it “marketing”, because people are getting persuaded to purchase things all the time. It’s up to the customer to see the value. All MOBE is doing is feeding this hungry crowd bottom line. Do you follow me so far? Now the other issue is these folks DO NOT have a product to sell. Right? But they want in the game because why? The marketing has hit upon a basic need and that would be either “a need” or the ugly sister called “greed”. So what’s happening here is “greed” is feeding upon “greed”. The MOBE system teaches you strategies and it’s up to the person going thru the training to decide if it has provided them “value” and that they have learned from it. But getting back to may be why people sign with MOBE – Matt is providing everything that he says, and offers you to sell his training if you don’t have a product to promote yet. He also encourages you to create your own products in time and many do in time. It really comes down to the customer and what it is they want out of a system. As for it being a “Ponzi” scam I would say it falls short of the true definition of it in my opinion because “products” are being sold and there’s only one level to it. You can sell the products and people do buy them whether you think they are garbage or not. Again these are just my thoughts on it since I am familiar with both the systems. It comes down to the type of “customer” you are referring to. Your niche is not MOBE’s and MOBE’s is not yours. It’s comparing apples to oranges to each other. I honestly don’t think Matt Lloyd is trying to rip people off he loves marketing and he’s trying to create a product that would appeal to the right people as you are doing in your business. I know Matt is even trying to get out of the biz op area by changing the name of the company to My Online Business Education and to have a platform for the marketers that want to step up and create products that can be sold at MOBE. I think Matt sees that the “Biz Op” type customer is too high maintenance in the long run. I honestly think you will see a difference at MOBE in the near future, which I think is a smart move. I am not here to promote either side, but just to share a different side that really wasn’t addressed in the thread. It’s to easy to bash people online and sometimes we all need to view it from all sides. Buddy keep up the good work that you do I can see that your heart is in the right place.

  11. I’ve always wanted to pay well over $10k in training for information that I can get at Wealthy Affiliate for $47 per month! I mean, c’mon, people have to see right through this stuff. Everything I’ve seen from Matt Lloyd is 100% commission-oriented. I’ve seen people swear by his training but, after a little prodding and asking a few questions, it turns out that they really just love it because they’re making money letting the MOBE team sell to other people that they refer into the program. There are moral ways to make money in this industry and there are immoral ways. I’ll let people have a guess at which one “Referring people to a product just so I can make a lot of money at their expense” falls under.

    • Kyle

      People need to ask themselves:

      (1) Am I being promoted this program by someone who truly cares about me or are they driven by the fact they get money off of me if I join
      (2) Are they willing to help me if I don’t “upgrade”
      (3) Can I get much MORE for a lot less elsewhere

      Answering these 3 questions will lead to you making an obvious choice here. As you say Ian, there are moral ways to make money (by helping others) and immoral ways to make money (taking from others). This program unfortunately falls into the latter of these categories.

  12. Martin

    Matt claims right within his sales letter that I could make $1000…$3000…even $5000…without lifting a finger. I fell for it. I know, stupid move but when you are desperate and you have a push sponsor breathing buy, buy buy down your neck you make irrational decisions sometimes.

    He on a number of occasions has referred to people that are not succeeding within MOBE or who are complaining about the program as “whiny broke losers”. That is the owner Matt Lloyd himself showing his true colors!

    I personally invested or should I say was forcefully pushed into buying into the $1997 package. I asked for a refund, no dice. Their support was so friendly when I was willing to give them my money but they vanished when I asked for it back when I realized I was being scammed.

    I have reported this program to the FTC. I am so mad and I am going to be blogging everyone I can to get the news out about the false claims within this scam and I think it could even be illegal if it was looked at by someone in the legal industry.

    Don’t give the MOBE program any of your money. It is a one way vacuum machine.

    • Kyle

      Thanks for your feedback Martin, it is all too similar to what almost everyone is saying about this program (other than those that have been brainwashed and are trying to take money from others by promoting this program). I wish you all the success as you move forward and I hope you can get somewhere with the support team. If you ever need any help moving forward, do know that I would be more than happy to help you create a real business online…the proper way. Just let me know.

  13. Terry

    I also paid the $49 with the prospect of having lots of money flow into my bank account.
    I did it because my sponsor seemed a genuine bloke on the Warrior Forum.
    I have been given a Squeeze Page by my sponsor but told not to promote the products until I have purchased The MOBE license for $1997. His reason was that I would not get the commission.
    I started to get suspicious and found that in fact I would be part of his downline.
    My goal was to have my own downline which I could not have until I upgraded.
    I have been given a coach from MOBE who is putting the pressure on also to upgrade.
    They don’t want me to get away LOL

    So Thanks Kyle we need more people who tell the truth.
    Its very refreshing. Not many of you around.

    Wealthy affiliate is a great program.
    I was part of it many years ago when I first started.

    • Kyle

      The reason you were pushed the $1997 product is because your “sponsor” is going to earn money if you upgrade…that is the only reason they are interested in working with you with the idea that you might upgrade and earn them money. I can assure you that if you don’t hand over your money, your lines of support are going to diminish very quickly…the same things happens within all of these schemes.

      It sounds like you know what is going on here. There are much better things you can do with $2K than hand it over to your sponsor for overpriced, inflated fromage.

  14. Lela

    Thanks for info Kyle.

    As for me,the most trusted online platform to get all skills of computing industry,learn how to build profitable web/Blog with a luxury web design it is WA.

    Thanks for setting up WA-great online marketing university,community and an affiliate program. I can’t not to mention your great support 24 hours/7 days.

    Best regards Mrs.L.M.B

    • Kyle

      So glad you are enjoying your experience WA Lela and one thing I can assure you and anyone else that is part of the community. We are never done improving. With every day that passes we are continually updating, evolving and improving the community and WA and we have some major rollouts coming to members in late 2014 and through 2015…a lot more awesomeness coming!

  15. Lynda Mekalick

    VERY interesting comments here, Kyle. I totally agree with all the commenters – and you – who say that MOBE is a huge rip off and a scam.

    I’ve never joined MOBE, but I HAVE joined EN (Empower Network – Dave Wood), ILN (Internet Lifestyle Network – Vince Ortega), and IP (Internet Profits – Dean Holland).

    Fortunately, I was NOT “convinced” by their heavy “persuasion” tactics, and never paid more than a small joining fee for the first two programs.

    However, Dean Holland of Internet Profits came across with a much gentler and nicer approach, and VERY convincing! I won’t say that I was “sucked in”. That’s not fair! I’m a big girl and I take FULL responsibility for my own “mistakes”.

    I paid US$2,000 for just the first “platform” of Dean’s scheme, fully understanding that he has a “no refund” policy. Once “inside” the system I discovered that he offers all his training by way of videos featuring himself. The stuff he teaches is ALL stuff I already know; his presentation is NOT good – not presented in a smooth way – he stops and starts and says things like “you know” often throughout his presentations. I absolutely consider his “products” to be waaay over priced and stuff that you can learn elsewhere MUCH cheaper – like your program for example. (I’m a free member of your program – have been for years! SHAME on me, it’s high time I did something with it – lol).

    I’m NOT crying over spilt milk – as I said, I’m a big girl and I take full responsibility. I’ll never see the $2 grand again, but I own 4 successful off line businesses along with my husband, so I’m OK. I do soooo feel for the people who could ill afford to lose these large amounts of money in any of these schemes!

    I’m convinced that affiliate marketing – and SOME forms of DIRECT marketing – are the way to go if they’re done properly.

    So guess what? I’m about to go into my WA back office and start getting my ACT together. Lol!

    WHY am I doing this now? Well, Ross and I are getting older, our health’s not what it used to be, and we want to sell up and completely retire. I’ve always liked the idea of earning an HONEST living online (took a while to realize that these over priced MLM schemes are NOT honest!) So now is a good time for me to SERIOUSLY knuckle down and give this internet marketing stuff a good nudge.

    • Kyle

      Glad you are making the right decision and not joining another “scheme”. That is exactly what you would be doing if you joined MOBE, it is not $49…you are going to be heavily pushed a $2,000 product (that is just the start) once you are inside the program. That is how they make their money and how your “sponsors” get paid and keep the vicious cycle going.

      I am sorry to hear you have already wasted $2K on a program like this and I am glad that you are not going to let it happen again.

    • Loris

      Hi Lynda,

      Thanks for the feedback. I just paid the $ 49 the other day, then I waited to be paired up with a “mentor”. I emailed them because nobody got back to me within 24hrs, as they promised. Now I realize this is also a tactic to get you more sucked in. Make you wait and want more.
      I just watched Step 5 and 6 of the program today, and thank God I didn’t pay the $ 1997.00. Lost just $ 49 but oh well, lesson learned. I do intend to pursue internet marketing in an honest way though. What kind of internet marketing do you do?
      Thanks!
      Loris

    • Ian

      Lynda thanks for the comment about IP – I have just made the same mistake – paid my $2000 – and feel that the material is not particularly good.

      All text with a somewhat difficult tone to listen to.

      Oh well will have to look for something legitimate if it ever turns up. I have never tried it but maybe WA is the way to go.

  16. Yep, a scam it is indeed. This thing CANNOT work unless they have a continuous stream of new entrants. This system does not add value and all of their products can be bought elsewhere or are even available free.

    I also bought the $49 entry level package to see for myself where it was going to go.

    And my expectations were realized. No surprises there.

    The refund promise in the initial offer was so compelling that I had to see this for myself.

    The 21 Step “Training” is not training but 21 boring promotional videos that rehash the same stuff over and over.

    These folks are full of themselves that is for sure.

    But, everyone of us is entitled to an opinion I suppose.

  17. Jay

    I’m spent 2 grand with mobe. They make you feel stupid when your trying to get there so called coaching. It is the most confusing 3 websites I have ever dealt in my life. Please do not feel stupid people, they do that to intimidate you..I know i will never get my money back. They called me last week and said I am invited to Atlanta Ga. where I can get free training. I know nothing is free. I will go anyway just to inform you of what they say. Thanks Jay..

    • Kyle

      Sorry to hear about this Jay, but I can assure you that there is no free lunch. They are inviting you to Atlanta so they you can either be trained to “suck” other people into this program or you will be required to pay more money for the aspect of this program. There was a company called Stompernet that did this exact same thing back in the day….needless to say they are out of business now.

      All the best and if you ever need a hand building a business (a real one), I would love to help you out.

  18. Kahsoon

    Last year I took up their free one month trial. Didn’t find value in it. Cancelled it within the first month. I am now with Wealthy Affiliate as a Premium Account member. Loving every minute of it. The community feel is great. The lessons are fun. Kyle and Carson respond quickly and regularly. Most importantly, you know you are putting work into something you want to build and to share and to benefit other people’s lives.

    Keep up the good work WA.

  19. Bob berdine

    I thank you for your comments and insight. I have been looking for the last couple of months to get involved in a online business and it has been (after research) one scam after another. I don”t mind hard work but can”t afforded mistakes (scams).

    • Kyle

      There are a lot of them out there and they are all starting to look very similar in nature. You join a program at a low entrance fee (like MOBE), you are hit with upsells for much higher ticket items and in order to promote those items, you are forced to upgrade. Then you sell the same program to others and the scheme continues on. Nothing about this is creating a business as the requirement for you to “stay” in business relies on you sucking more people into a scheme like this one. It is unethical and I can honestly see no end to these programs popping up.

  20. Cody

    I wanted to share my side of the true story of how i first got involved with Matt.

    I first bought a product with Jonathan budd, promoted by Matt, and it was all very convincing buying from his link to get his “BOnuses”

    Well he kept his promises giving me a cashback, and all.. etc.

    Then as i followed him, I worked for him on some of his products as well, the funded proposal, email empire.. etc, i sort of edited alot of his webinar recordings…

    Most of what he teaches are rehashed info, things that he had little or sometimes no success with, but shares as his own programs.

    When he first started, he always tried to promote jonathan budd’s programs and wanted to be the top affiliate for his affiliate competitions, and he would go email everyone of his list and persuade to the point of begging us to buy from his link.

    I say beg , which is kinda’ strong because i got his messages and he would twist my arm, saying that i would get his entire program and would help promote my own products in the future to his list, using all his promises to entice me into buying the program.

    Even though i knew that his programs weren’t effective and all, and i sure couldn’t travel to the US to attend the seminar that Jonathan budd included into his product, i bought it from him because of all his promises and persuasion.

    This was when he was in the transition and mobe was not that well-known yet.

    He uses alot of leverage from Jonathan budd’s following and all of his followers to put him up there on the map that’s for sure.

    When i started contacting him later on to help me email to his list, he would give me plenty of excuses and avoided me after that.

    When i saw later on that he was making huge claims that he was making big money with this ponzi scheme, i thought wow, there are so my suckers who bought into his expensive program, and making lots of money out of his platinum license holders…

    He even sent personal emails, or maybe a very personal autoresponder mail to convince me to take up his platinum license course.. i kid you not!

    All i can say is, this guy’s wealth and fame is build up upon other people’s sweat and tears, while he continues to glorify his own success and wealth.

    Don’t waste your hard earned savings on his MLM pyramid styled scheme. Period.

    You may say i’m jealous, well i’m not, i have my own online success without his help and i’m glad i did it on my own. If you joined him, most likely you will end up promoting his product to somebody who already got his product.

    He has been leveraging on successful bloggers and internet marketers as well lately, why do they help promote MOBE? even though they know it doesn’t work, because it gives out a huge cut and they get more money from their zombie followers..

    • Kyle

      Thanks for sharing your experiences Cody and I am sorry to hear about what has happened to you within this program, many others have shared their exact same experiences. These shady programs encourage the “zombie” reaction because it is in essence “forcing” people to promote the very same program to their friends, family, and if they actually learn how to market, others outside the scope of the people they know. Problem is, they are taking money directly from these people and putting it into their pockets…they are by no means helping them and they are definitely not helping them create a business.

      There is a big difference between creating a business online and joining a scheme. Unfortunately My Online Business Empire is the latter.

  21. sania

    Hi Kyle,
    I was just going to pay for MOBE today, I am in a financial crisis and looking for financial support by making money on my own but with the right guidance. My life has been a mess and I cant afford another scam, My university fees is due in 4 months and I need to make money,please guide me.

    • Kyle

      Well MOBE is not going to be your way out Sania. If you want to create a real business online, you should check out my Getting Started guide. This will show you how to get rolling for absolutely free and within the first 4 lessons (which are also included), you are going to have your very own niche website.

  22. Jim Gartner

    I attended MOBE’s 2 hour introduction seminar yesterday & was tempted to sign up for their 3 day course scheduled for next week. When I could not get straight answers to my questions I became suspicious and started searching for information and found your blog. Thanks for saving me time, money and aggravation.

    • Kyle

      One of the biggest red flags is when you get no support or ‘waffling’ around the questions that you have about the product or service. If you are interested in creating a business online and to do so the PROPER way (and in any niche), I have instruction on the process here and it is completely free to get rolling Jim.

  23. Logan

    Wouldn’t a smarter business be to just make up my own training program that actually teaches useful information. Over price it as the best thing ever, sell it, then save monthly fees and 23k in buying crap?

    • Kyle

      Absolutely every decision you could make would be smarter than wasting your money on a program like MOBE, but unfortunately people succumb to this program because in order to earn money with My Online Business Empire, you have to promote it to others. This leads to the vicious pyramid like structure that exists today. In order to make money, you have to take money from the next person and convince them that “fluff” is “gold”.

  24. Chris

    I mean, to knock Mobe at the expense of Wealthy Affiliate borders on being schemey in itself. No on is braking people’s legs to join. Most people are effective marketers. You can google Wealthy Affiliate and there are just as many people saying it’s a scam.

    It’s easy to complain. Not so easy to build a $25 million a year business. Just sayin.

    • Kyle

      Actually, Zeek Rewards created a $400 million dollar company until they were taken out by the SEC for being a pyramid scheme. I would be surprised if many of the other “replicas” out there have the same fate.

      At the end of the day Chris, when I see people getting ripped off I have to let people know about it. It is my duty and that is the reason I have created the blog. Honestly, I don’t care if anyone reads this gives me a dime, I care about people and the value they get for what they spend. If you are promoting MOBE you are ripping people off. You are getting them to join the program so they can do exactly what you are doing, rip other unsuspecting folks off by getting them to buy the overpriced products within My Online Business Empire.

      If you Google Wealthy Affiliate you will get close to 40,000 positive reviews and the only complaints you will see are from those that get “cut off” within WA for spamming, for ripping folks off, and for abusing the system (which has only happened a handful of times out of several 100,000 members).

      Either way, I do wish anyone success in business including you, I just hope that it comes in an ethical way.

  25. Jess

    Joined this program with the intention of only spending the money they clearly stated on the website…but I ended up getting pushed heavily towards upgrading into other programs once inside. I did it and I ended up losing close to $2,500 to these scamsters as a result.

    Stay away from MOBE take my advice and don’t be fooled into this scheme because that is what it is. -JEss

    • Kyle

      Sorry to hear you lost money to the My Online Business Empire program, you are not alone as I have been getting MANY complaints about MOBE lately and their unethical business practices (and business model). $2,500 is no small chunk of change and if you just purchased the product, you may want to consider requesting getting your money back if you are not happy with your purchase.

  26. Sweater

    These type of pyramid schemes get many people who cannot afford much money and wanting a better life truly interested by glossy overworked pages on websites and through email. Many with fake testimonials of people doing so gloriously well that they think “we can do that easily” and they join up not knowing the full facts as they are hidden well from view amongst the pages of the website. You may as well just hand over your full bank details and let these scams take your money. Investigate fully folks before getting into this type of “business” if you could call it such – Many would not.

  27. Oh my god! you guys who posts comments here are all loosers! Not the owner of the site, which is probably making some good money with his affiliates system.

    People who get into MOBE and dont whant to do S*&* is going to get S*&*! Like everywhere!
    YOU DONT HAVE TO HATE THE GAME.. YOU HAVE TO HATE THE GAMER.

    If you dont know S*&* about Internet Marketing.. well my friend you are not going to get serious money anywhere.

    • Kyle

      The problem lies in the fact that people that get involved only earn money by getting “other” people involved. MOBE is a scheme and not a way of creating a real business online, that is the problem here. People that get involved in any program may or may not actually do the work, but that is independent of the fact that their “work” within MOBE will be selling other people on the idea of the program itself.

      This in my books is unethical and is very similar to many of the other MLM masked pyramids that exist online.

  28. Danno

    Thanks Kyle, Always be wary of companies that cannot and won’t divulge all costs. Man I am happy I did not dive into that one. It amazes me people who get into these and
    go in the hole…Desperation I guess.

    Look for real companies with real products that tell the truth.

    Cheers,

    • Kyle

      It absolutely is desperation, but not just that, people don’t know what they are getting into before hand. They see a little price tag and then when the invest, they are hit (and hit very hard) with high ticket upsells and in many cases, shamed into buying them. It really is too bad that honest folks fall into systems like MOBE.

  29. Linda

    Geesh, I don’t know what to say other than you have nailed the MOBE system to the post they deserve to be hanging off of. I was part of this program for 6 months and although I didn’t attend one of their events, I spoke to and communicated with lots of people involved. My best friend is also part of this program (not for much longer though).

    The My Online Business Empire is a system that is built to take money from one desperate person and put it into another desperate person’s pocket. This is not grapes we are talking about here either, I am talking $8,000-$10,000.

    Crazy, overpriced garbage. I heard someone that invested into Platinum actually ended up losing their house as a result. They couldn’t make payments. But when you are pressured into buying more and more stuff and sometimes belittled when you don’t, it can happen.

    Shame on MOBE, shame on anyone promoting MOBE, and shame on myself for ever joining this program. I will take your advice and I am going to be moving on to bigger and better things. Hopefully a program where the purpose of the program isn’t to promote the same crap to others.

    • Kyle

      Linda, your experience is all too familiar and I am sorry to hear about your situation. There are bright days ahead for you and you always need to look forward and realize that there are real ways to build a proper business online. I have created a little Getting Started guide that will help you out (if you are interested).

      I am in full favour of “bootstrapping” a business and investing into overpriced SCHEMES such as MOBE, absolutely make me feel sorry for those that unsuspectingly do join. If you (and your friend) every need a hand creating a business in ANY niche, feel free to ask me and I will be more than happy to give you a hand going forward.

  30. Me

    Great job on building Wealthy Affiliate platform. As an IT Engineer I can see you put alot of work and effort into it. So Congratulations. However, it is not for me. All of that stuff looks really easy to me and I don’t like your commission payout, it doesn’t look very attractive to me.

    Your review is 100% biased because you are promoting Wealthy Affiliate as founder. If you weren’t promoting your own gig then i’d be more inclined to really take into consideration what you are saying.

    Bashing MOBE and promoting your own program is just unethical in my opinion. It’s clear what you are trying to do here, railroad MOBE folks over to your gig.

    • Kyle

      Thanks Me (I am assuming you are hiding your first name, I would too if I was part of this program). We have actually invested well over $10 Million into the platform at Wealthy Affiliate since 2005, not to mention 10,000’s of man/woman hours into helping folks and improving our service. A lot of work and effort has gone into it and funny enough in 9 years, we haven’t raised our prices once. In fact, we have a completely FREE Starter membership now that includes 2 full WordPress websites.

      But I digress. My intention with this post (and others like it) is to steer people away from programs that take advantage of the vulnerable folks out there. People with big dreams yet have little direction and don’t know where to start. Unfortunately there are vultures like yourself that have been brainwashed somewhere along the way into thinking it is OK to take part in programs that are built off of downlines, uplines and taking money from one person and giving it to another…with the facade being overpriced products.

      Over $10,000 in upsells (quite a lot more actually)…for what. So you can promote the same thing to others. What I am recommending is FREE, with no obligations and I stand to gain NOTHING when someone joins for free. On top of that, the free membership is offering more than you are trying to beg people to buy into for $1,000’s within the My Online Business Empire. That to me is the definition of unethical.

      You said it very well, “I don’t like your commission payout”. I bet you don’t. Because you have no intention of helping people (which is what successful businesses are built off of), your only intention is to take money form others and fill your pockets. It is evident in your behaviour and the program that you have decided to associate yourself with.

      Nonetheless, all the best to you and I hope you come around one day and realize what you are doing is wrong.

  31. Jonathan

    This review is absolutely bang on! It’s disgusting that unethical creeps like Matt Lloyd are allowed to exploit newbies whom are unsuspecting but enthusiastic towards the promises made!

    There is no case whatsoever FOR MOBE – anyone with their head in the clouds needs to ask why don’t they provide you with all the eventual investments in the sales copy. In particular, the 1,997 cost which is the foundation of the so-called ‘Empire’. What a joke!

    The sales video even starts by telling us ‘you won’t pay a dime’ yet 20 (wasted) minutes letter, you’re expected to pay $49 to get started? This is a huge red flag and means you should run for the hills (& beyond!).

    People like Matt Lloyd and John Chow are unethical and will happily steal from others to fatten up their accounts.

    WARNING: Don’t go there people! Invest in your education and build a business which ADDS value to others whereby YOU are the expert; NOT some 3rd rate scammer.

    • Kyle

      It is unethical and there are far too many vultures like this popping up out there. People that get involved in My Online Business Empire are then required to “take” money from unsuspecting folks to earn money. It is a ponzi in it’s finest form and those involved at a higher level are the ones reaping the rewards. $49 as you said turns into $1,000’s that you have to invest before you know it.

  32. Bhermanto

    I found this website when i was googling how to refund my MOBE membership. and its all true what you said. the banner add say ‘free 21 step’ and then charge you $49. then after few videos, they offer me for bigger result with $1997.

    NO WAY.

    Hope i can get my money back.

    • Kyle

      I would contact their support, but good luck with that. Many have compared MOBE to a vaccuum machine. They suck up your money, but there is no way for you to get it back once it has left your hands. Worst case scenario you get in touch with your credit card company. It is fortunately that vultures like this are allowed to operate on the Internet and I believe it will be just a matter of time before more of these MLM masked pyramid schemes are taken down.

      Sorry to hear about your awful experience with My Online Business Empire Bhermanto. If there is anything I can give you a hand with to turn things around for you within the online world, let me know or check out my Getting Started page.

  33. Peter

    Mobe is just another scam sucking the hard work money people barly have. Everybody wants to make money and people like Matt found a way to do it. That’s scamming desperate people in desperate times. I’m a middle class earner and I learned by investing the 2000 and got nothing in return thank god I have a good job to replace the hit I took with this crap.. It makes me wonder if there is any way to make money legit online?

    • Kyle

      Sorry that your experiences thus far are jaded and I can respect that considering that it sounds like you have run into scams thus far (like MOBE). I can honestly tell you that there are legitimate ways to create a REAL business online, but in order to do this you have to stop buying into schemes. That is exactly what these programs are.

      Instead, you need to get yourself a proper education and support network. You will get this within Wealthy Affiliate and we run off of the principle that you can take ANY interest or passion and turn it into a successful online business.

      The process looks like this:

      (1) Choose Interest
      (2) Build Niche Website
      (3) Create Content (which leads to rankings/traffic)
      (4) Monetize that traffic (make money)

      This can be done within any niche and without any experience. The searching can stop today Peter.

  34. Ioane Fetu

    I just paid them $49.95 and they took out another $49.95 and I still did not get my login info.

    I would like to get some info on how to get my purchase refunded. Thanks for the help.

  35. Tyler

    Thank you very much Kyle for bashing MOBE like it deserves.
    It is one hell of a scam for sure. Some of the people who work for “Mr. Lloyd” I think are delusional creepos too. Some of them I noticed never change their profile pictures on facebook, which to me is a red flag. We can also be sure that these are not the real names of these gurus. “Mr. Lloyd” I heard moved overseas recently.. How shocking..Gee Lol probably got detected by the feds and had to scram.
    To answer your question Kary, J Budd and all the others? I could only say it takes one to be with one. So if there’s one cocaroach(quoted by scarface), there’s definitely others Lol I can’t wait til they all get busted. It’s only a matter of time.

  36. Kary

    Hey Kyle just to follow up on my last reply I wanted to ask if you think Jonathan Budd, Daegan Smith,Vince Reed and John Chow are scam artists?

    I ask this because they all have co signed on the MOBE platform and Matt Floyd. Why would these big name marketers risk their careers to earn a few extra bucks when they are already super wealthy and have helped thousands of others to do the same?

    To me it seems like you are using keywords and preying on the bad experiences people have had with these companies only to validate their negative mindset only to pitch your WA program. Misery loves company.

    I don’t understand why you would spend your time calling legitimate companies scams instead of pointing out that online business and entrepreneurship is not for everyone and using some of the space you have on this blog to remind people that you actually have to work the business to get results and if at first you don’t succeed try again.

    “If you fall down 7 times, stand up 8.” – Ancient Proverb

    One guy in your MOBE feed wrote in to say “he contacted MOBE support to get his $500 refund and had trouble getting in touch with someone to honor the request.” Something like that.

    My question… first off did he ever get his money back? second, if you go into just about any situation in life already thinking it’s a scam, your going to fail, or it’s too good to be true. You’re probably right.

    The day we realize how powerful our minds are and begin to accept responsibility for our decisions will be the day sites like this will cease to exist.

    In 2014 their our no more excuses. Way to many people have created success using the MOBE system. For me it has been a blessing and I have met some of the most amazing people in life here. I am no saint but I’ll tell you this. NO one is. I have a family and I have a lot of great friends. I treat people the way I want to be treated and would never affiliate myself with a company if I felt it was ripping people off.

    IF you truly want to be taking seriously, please share both sides of the story before you pitch your company and understand that you are fueling the fire my friend.

    -KY

    • Kyle

      Yeah, that seems to be the logic which makes it OK for ponzi schemes like this one to exist these days. You are buying into the program so you can promote this program to others. That is the basis of the program.

      The upsells are ridiculous, the price points are absurd, and the only reason that people are in this program is to make money off of unsuspecting folks that are desperate to earn money, just like them. The problem is that in order for these “new” folks to earn money with MOBE, they are required to sell the MOBE program to others…and get them to upgrade to the high ticket training and tools so they can make even more money.

      There is nothing ethical about it nor is there anything ethical about those that are promoting it. I suppose that answers your question here.

      PS. Just so you know, it doesn’t make it OK to do something just because people are making money. That doesn’t make something ethical and it definitely does not mean it is the right thing to do.

      • Mark

        Your understanding of a ponzi scheme is wrong, Google it. So if somebody comes in and buys everything and then re-sells it and makes money, that’s unethical?

        How do you work that one out? It’s unethical purely because its high ticket?

        Clearly you are slating it to recommend your own Wealthy Affiliate creation which is 100% AVERAGE.

        • Kyle

          You are required to invest in the products so you can sell other folks on the very same products. If it didn’t work this way, there would be no money to be made here because it is vastly overpriced and you are working on the principles of a pyramid like structure. You are required to get others unknowingly into this scheme and get them to buy high ticket priced (overpriced) programs in order to make money.

          Then for them to make money, they have to do the same. Pretty unethical when you think about it.

          • Chris

            Over price is relative. Why does a Rolls Royce cost $200,000. Because someone will pay for it and cuz they can afford it. It’s a friggen car. Charging a high price does not make it wrong. He’s smart to sell his stuff high end if he can get it — and provides value. Apparently he is. Value is in the eye of the beholder.

          • Kyle

            Comparing this to a Rolls Royce is ludicrous.

            Unfortunately the beholder doesn’t understand what “value” is as they are new to the industry. I can tell you that the value is not there and that people are getting ripped off by these overpriced products…and those that are pushing others into doing this have one motive, filling their pockets just like all of the other similar schemes out there.

            The “product” layers are there with the intention of getting folks to upgrade so they can promote the products to others. Once someone comes in the door, their task becomes finding someone else to suck into the program. As this continues, more people succumb to the scheme and you end up with a bunch of people taking money from other people. It is a pyramid scheme, meaning it is completely reliant on newcomers into the program to drive the income to the “upper echelon”.

    • Will

      Excellent write up KY. Kyle’s review is more misleading than MOBE itself. He is taking advantage of people who already have biased minds about MLM. His review is so unbalanced and sounded so angry and vindictive that I decided to see for myself. Everything Kyle wrote about MOBE is completely false. He is hoodwinking all his readers to get them signed up in his program. Kyle should respect peoples effort and hard work. MOBE takes care of their members to the extent that they make all your calls and follow up for you and still you get paid when all is done. As a matter of fact I will join them based on what this poor review made me find out.+

      • Kyle

        You say that the review is inaccurate, but you fail to offer ONE instance where it is inaccurate. Are people not spending $1,000’s on this program? And of course they are making calls on your behalf, that is how they make their money. They suck more people into spending WAY too much for their products…and then the vicious cycle continues.

        It is obvious that you are a member of MOBE already Will and unfortunately when you are promoting the program yourself (which I suspect you are), you are adding to the problem. You are getting unsuspecting folks to join this scheme so you can make money, nothing else. Shame on you.

  37. Jerry

    Kyle, thanks for this review. Fortunately I know when I get these e-mails in my inbox to unsubscribe immediately. The sad thing is that over 90% of everything out there are scams, ripping desperate people from their hard earned money. I will definitely use your programme that is based on honesty and integrity. If anyone is reading this, please remember the following: If it sounds to good to be true, then it probably is. To build a sustainable business takes hard work combined with honesty and integrity, whether that business in online or offline.

    • Kyle

      I would agree with that percentage Jerry, unfortunately it is so high in the “opportunity” industry. This program is no different, it is luring people in with the idea of making money only to tell them they have to then push the exact same thing to others. If that is not a pyramid, I am not sure what is.

  38. Irving

    Thanks Kyle, I nearly gonna pay for the MOBE program already. Luckily I have read your review and a few others out there. Thanks a lot for saving me form this scam, it seemed like it was gonna be.

    • Kyle

      If it is too good to be true, it typically is. Anything that pushes the idea of it “being expensive” to start a business and that you need to invest a considerable amount of money if you ever want to make any is completely bogus.

  39. ren0vator

    Don’t get caught like I did.

    Yes I feel like a complete idiot, believing all the sales pitches and like able people behind the scenes.

    After I applied for the $500 money back guarantee I was given an answer that had nothing to do with the wording of the guarantee.The website is regularly down, the back office functions come and go. I was really disappointed with the quality of the resources.

    So unfortunately I agree with Kyle. MOBE is a scam that is making a lot of people rich, including Matt Lloyd whose word is worthless.

    • Kyle

      Couldn’t agree with you more and of all the programs I have reviewed, the My Online Business Empire is amongst the very top of the most unethical programs out there. Shameless upselling and like in your situation, it is impossible to get your “money back” based on their guarantee. Your experience will serve as a good warning for anyone considering this program.

  40. ROb

    Kyle, I agree with your detailed exposure of MOBE. A friend of mine asked me to look at it and I came to the same conclusion as you after combing the forums for feedback.

    Right out the gate the deception starts with the free entry which is really $49 and then the massive upsells before you get the real training.

    Like many of these ‘big ticket’, ‘make money fast’ deals, if you can drive massive traffic to them, well you may get sufficient conversions, but for the beginner wanting to build their own business and brand, such programs are useless when all the money is made by flogging the thing they just bought to others.

  41. Steve

    Hey Kyle,
    Just joined MOBE a week ago. Paid $49 and just finished the first 3 lessons out of 21. I am afraid I agree with your review about MOBE. Just another bad memory from my past failures with MLM pyramid schemes.Someone will become rich, not me though.My advice for financially desperate people like me: ” never make desperate decisions when you are desperate.it will bite you
    Thank you very much Kyle

    • Kyle

      Just don’t fall for the myriad of “upsells”. Out of any program I have investigated, it has by far the most ruthless upsell process and it is pure pyramid. To make money in the program, there is the requirement for newcomers to fund those above them.

  42. Lauri

    I almost bought into mobe and I decided to research it first for upsells and I see that is bad. kyle or anyone. what is a good work at home job with a pay check.
    thanks
    lauri

    • Kyle

      If you want to get help from me personally and learn how to create a REAL business online, I suggest you check out WA Lauri. It is completely free to get started within a Starter membership and I know you will absolutely love it.

    • Kyle

      Sorry to hear you have been taken by this program. Hopefully you can get everything sorted with your refund and if you ever need a hand with anything related to getting started online, let me know.

  43. Ben

    Firstly, congratulations on the website! Great idea to publicly bash your competition and put your company on a pedestal.

    You must get a lot of spill over??

    I do however, think you should put a bit more time into researching the companies you slate.. Would be nice to receive the true facts

    • Kyle

      Perhaps you could clarify the inaccuracies Ben. Are you not selling these products to people? Are you not required to buy into these products in order to be able to sell them? Is this not a multi-level “scheme?

      It is like buying anything, if you overpay for something and someone tells you that you have, it doesn’t feel good regardless of what it is. This is definitely the case here, and worse yet, in order for you to make money you are required to “suck” other people into the scheme. Pretty shameful actually.

      • rufat

        Thank you Kyle for this excellent review. Really shameful, as you exactly said, for those who still try to defent these ponzi schemes.

        Thank you Kyle

  44. Benito Semommung

    I liked your review of MOBE. One thing that is bad about this programme is the fact that it doesn’t allow people to try it FREE. I hate upsells and wouldn’t even try anything with a lot of upsells like this programme.

    • Kyle

      The reason most programs in this industry do not offer a free offer is because if they did, people would see the REAL quality of their programs and nobody would buy. This is a typical “I got ripped off now I need to rip you off” sort of scheme and it is a shame to see so many people getting sucked into it.

  45. Just another over priced system designed to lure you in at a low price point only to bombard you with up-sells and promises of a wealthy lifestyle. By the time you realize that you’ve been scammed into thinking you can get people to join you you’re out of a lot of money, you have a tarnished reputation, and your friends and family go into hiding when they see you coming.

    I can’t believe they have only one person to handle support issues, especially in light of the fact that this is a high ticket program. Imagine buying a Benz and not being able to get support…unacceptable!

    • Kyle

      Definitely doesn’t appear folks are getting the Benz support here and this is straight from the owner himself. The reason is that the “buy in” is just an instrument so that you can sell the same overpriced programs to others. And so it continues…

  46. Vitaliy

    Thanks for sharing this Kyle. I never though a company could top the Empower Network scam, but MOBE proved me wrong. VERY wrong.

  47. Thanks Kyle for the thorough review! I can’t review all the SCAMS out there so it’s nice to see that you’re taking a huge part in helping people make informed decisions when it comes time to joining online opportunities. I used to join crap on impulse without doing research. That’s why the stores put shiny stuff at the check out. Now I research stuff and I try to show people how easy it is to spot SCAMs and red flags and offer them legitimate alternatives.

    • Kyle

      No problem Roland. I do think people have a right to know what is really going on behind the scenes with programs like My Online Business Empire. People buy into the glamour, but get something completely different. They are treated as a mechanism for financial gain by these ruthless companies.

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