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  1. Marleen

    Hi Kyle,

    As I read through some of these posts, I wish I had done so before getting caught up MOBE. So-o deceiving and unethical. Only after I spent 2500.00 did my coach tell me that I still had to spend upwards of 30,000 otherwise all of the hard work was up to me. I checked and could qualify for that amount of $ and also assume responsibility of 1500.00/monthly repayment.

    I told my #2 coach that wasn’t working for me. What a huge disappointment.

    My husband and I work a lot of hours and that 2500.00 was a good chunk of our savings. I demanded a full refund and that I would have no problem getting an Attorney (Bogin, Munns, Munns).

    So flippin’ Irate

    • Kyle

      That is really too bad Marleen, any company that sells you into such a high ticket program, should be clear that there may be additional costs involved in the program in advance to you spending this sort of money. $2,500 can go a LONG ways in the online business world and you could apply this money towards things that could drive your business for several years.

      I hope that you can find a resolve in your issue and get the refund you feel you deserve.

  2. Toni

    I have been promoted this program a few times now but usually by the name MTTB. When I join that for $49 application fee I thought that is all it costs but others are saying that it really isn’t and that they try to sell you other things.

    All I have is $100. Can I get started with this program for this much.

    • Kyle

      There are many other tiers of the MOBE membership that you will likely be encouraged to purchase if you want to earn the higher commissions. These include the ones touted on the MTTB sales page indicating how to get $3,000 and $5,000 commissions with no extra work.

      There different levels of membership are:

      MLR: $2,497 one time + $99 per month (inner circle)
      Titanium: $9,997 + $199 per month (inner circle)
      Platinum: $16,667 + $299 per month (inner circle)
      Diamond: $29,997 + $299 per month (inner circle)

      If you decide to upgrade to another level, your $100 definitely isn’t going to take you far. Within the training there might be additional costs as well to purchase traffic (ad buys), which can also extend far beyond the $100.

      Unfortunately many programs take a similar approach when trying to get people to join into their system/scheme. They attempt to sell you at a low ticket, with the anticipation that you will purchase much higher ticket items down the road (and become a much higher value customer). The affiliates promoting you into this program also anticipate and hope you will be far beyond a $49 MTTB customer as well, they don’t make the big bucks until you start spending more money on the pricier memberships and masterminds. This is how the MOBE program operates.

    • Valentino

      Hi Toni – If you have just 100$ and want to do something about it i would rather suggest you join Wealthy Affiliate , its one of the best community I have ever been with and its free to join and you get a chance to see and use some of the training and features in the free version , once you are accustomed to it – usually in 7 days you can upgrade to premium which is 47$/m . But if you take action and stay focussed this program can change your life and no one will force you to pay , do it at your convenience .

  3. Tim Bennett

    This is a great review.

    I also paid 47$ for their course and decided not to go ahead any further with it.

    However I also attempted to but their book “Limitless” about 3 weeks ago, but their system declined my 2 credit cards (1 which had never been used on line before or since) and then they called me to attempt to manually process the cards) so I made no purchase.

    Yesterday the bank called me to inform me that over 3000 pounds sterling had been charged to my credit cards from websites in England ( I am not in England) and that all these transactions were not authorized by me.

    I have not use 1 of the credit cards on any other website and this site was the only site where I used both cards so this fraud clearly came from their websites.

    I would not attempt to buy their book “limitless” at their website

    Their system seems very legit, but would appear from all the comments not to be.

    I am now in discussions to get the payments removed from my bank, but both my credit cards have been cancelled which is a real pain as I am traveling Asia!

    Please be cautious dealing with them.

    • Jason

      I got the book for $9 and it’s actually pretty good, in that it’s very logical and isn’t hiding the chance of failure I’m just not a fan of the hidden costs that I had to read reviews like this to find out about

    • Richard

      I also bought into it and did the first 6 steps and that’s when my coach told me I had to make a decision!!!! If it’s a 21 step program as you say then let me do those steps first and then decide!!!!! But then again this is how they make there money!!! RIGHT

  4. Carlos

    What’s wrong with making a lot of money by helping other people make a lot of money?

    Aren’t I helping people more by showing them how to make $1000+ per sale as opposed to $20-$200 per sale?

    What is going to transform a life more a $25-$200 sale or a $1000+ sale?

    It is about value, these programs are not over-priced because what they contain in them has the power to make you a multi-millionaire – it has happened to others, why can’t it happen to you?

    All I see reading through these comments is small minded, weak individuals that have no belief in themselves and what is possible for their lives.

    If I were you, I’d read, begin to work on my mindset and start to resonate more with people like Matt Lloyd and other super affiliates and reverse engineer what they have done, instead of bash their systems, because at the end of it all, who are you going to be when it’s all said and done?

    Matt Lloyd will still rake in millions while you complain like little weaklings with no hope for your futures.

    Real entrepreneurs know that in order to see large income, you need to invest large income.

    Try to get rich off those $10 products on clickbank.

    • Kyle

      There is nothing wrong at all helping other people make a lot of money, nothing at all. The problem within the high ticket sales world is that you are selling something that is often times “inferior” to MUCH more affordable and established products out there just so you can make more money. This is taking place everywhere you look in the MLM world to feed the compensation model. Unfortunately, this totally disregards that people that you are actually selling the product to, you are using them as instruments or a vehicle for YOU to make more money, not truly help them out.

      If your only focus is ‘making money’, then your logic make sense. If you are looking to create a long term and reputable brand, then you need to consider the fact that if you are overcharging people for the sake of earning higher commissions, that eventually people will wake up to this.

      You can absolutely build a full time and very lucrative business selling $25-200 per sale products, millions of people have done it. Far more than have made a lot of money simply by inflating product costs so THEY can earn more money. Not sure where you are heading with that. You have been drinking the kool-aid for far too long, there are millions of products (and very reputable ones) that you can promote within this range without ever having to spend a dime to join their affiliate program or to promote them.

      If you call people “small minded” and “weak” because they don’t enjoy paying $1,000’s for info products and selling the same thing to others to recoup their costs, then it says a lot about you and how you go about creating your business online. It’s not all about how much you can make off of someone, it is about how much value you can offer someone in return for you money. I hope one day you wake up to this one day, you will be much more fulfilled and much more successful in the long term.

      • Stanley Davidson

        Thank you, Kyle. I don’t think that I could’ve said it better myself. Just yesterday, I’d received an email with 2 links. This had a banner mentioning “membership”, and the sending d return address was s***@gmail.com , but when I’d replied, it was returned as “undeliverable”, so that was the initial clue of a scam. I’d spent a few hours doing research to be fair looking at both pros and cons. I’d even called their number, and when elected the, I think, option #5 for “more information”, I’d had a “click” (automatically hung up) which I find incredible as I’m just seeking direct information. With both of the email AND the hang up, in addition to reading the neutral findings on here, plus what most.people are saying, I won’t bother any further.

        As is, I’m already in a business that’s been around since 1959, does business in 215 countries and territories, and does about $12+ BILLION (USD) not to mention that it’s American based, American owned, is pro-family/pro-community plus does ABSOLUTELY INCREDIBLE ACTS OF PHILANTHROPY ALL OVER THE WORLD, even in places where we don’t currently do business in 2016, which prior to joining, I’d never known what philanthropy is or what it’s purpose is.

        As you’d mentioned, it’s more important to provide products/services at a reasonable price that most can afford and building relationships with returning clients/customers that are of value. Inflating prices just to earn a higher profit won’t last very long. MANY “like” MLMs similar to ours (we’d invented the MLM per various sources) have both come and gone because their stated compensation plan had failed, and were forced to shut down by the government from complaints received.

        Being open and very transparent is a key to success for any type of MLM, even if, like in the MOBE case, the costs are incredibly high to both join and to continue as whatever those in MOBE are called. Maybe some are happy to over-inflate products/services prices to become a millionaire very fast, but I’m sure that in time that will be a “bust” (failure).

        For those in the MOBE business, I wish them good luck. I hope that they DON’T quit their day jobs…

        I’m open to any FAIR rebuttal. I’m saying that how this business is both done and structured, it appears to be deceptive, and not really open in regard to fees/charges whether it’s an annual amount or monthly recurring.

        Kyle, again thank you! Great review. I’d found it to be: open, honest, fair, objective, truthful, thorough, and best of all, you did a very well done search for available information.

        • Kyle

          It is very common in the MLM industry that products/services have to inflate their product prices drastically to support a compensation model. As time goes on, we are seeing this more and more with “digital” based products/services/coaching/masterminds/conferences.

          I wouldn’t question whether or not there are “some” people that are happy in these types of programs and this is the result of them making money off of others. The problem is you are earning money directly off of people that are parting with their money to join the very same program. In most cases, to recoup these costs they have to do the same to others.

          When people are spending $1,000’s on information and products services that are built this way just to achieve a “high ticket commission” status, then you have to question what you are involved with. The best thing to do before selling anything online is to ask the following questions.

          (1) Are customers in my best interest, or is making money?
          (2) Am I promoting something that is inferior in quality to other products, yet more expensive?
          (3) Are people being sold on HOPE or the product/service quality itself?

          If you are promoting something where your customers best interest, where you are promoting the most cost efficient (and highest quality) product and if you are selling a product on the actual quality of the product itself, you are definitely part of a program you can be proud of.

          • Jimmy

            College does the same thing. Inferior knowledge and you pay $1,000 for one class. Learning skills is not cheap.

          • Kyle

            College should never be compared to anything online. You are attending a University, you are paying for your “degree” and the brand (of the school you are attending). The internet, by nature, should be FAR more cost efficient of a solution to educate yourself and to empower yourself in particular within the online business realm.

            Learning skills is cheap unless you get “convinced” out of that mentality. It should be FAR more cost efficient than formal offline education (ex. Kahn University). Having the proper tools to run your business can be a bit more expensive and a requirement (websites/hosting/autoresponders/templates), but they should not break the bank. A very successful business can be created, managed, and operated online for less than $500 per year.

  5. Miguel

    SCAM. This is not a professional or legitimate organization. They’re based out of Malaysia because they’re super shady. I signed up for one of their seminars. I asked for a refund before even completing the 3 day workshop because I detected the BS from a mile away. I’m pretty sure they also plant a mole in their workshops who says he’s thinking about signing up, only to encourage others to do the same. Anyway, a rep told me to submit a help ticket online. They take more than 12 hours to reply, contrary to what their website states, and they are giving me the run around; horrible customer service. It’s been a month and I still haven’t received a refund. I am so infuriated.

  6. Leot Roberts

    Yes 100% a scam beause I joined and everything he mentioned in his introdution video is a lie. Example: he said if you do not make money in one month he will take $500.00 from his own pocket and give it to you. After paying $1997.00 and finishing the 21 steps and buying over 2000 solo ads and had 171 opt-ins and never receive not even one cent. In the introduction video he also mentioned that it is gaurantee for one year and if no commission was made he will reimbursed your money 100% I tried requesting a refund and they refused although I did everything that was required. I spend over $4000.00 with no success of getting my refund. MOBE is a scam,

    • Kyle

      Thanks for your feedback and insights into your experiences. Sorry to hear that you are out $4,000, that is definitely a lot of money and money that absolutely could have gone a long ways towards creating, growing and maintaining your business for many years.

    • David Osborne

      I have been marketing a long time. I’m sorry to hear that you didn’t make any money, but one of my team members has made close to $30k from solo ads in 4 months. It really depends on who the solo ad provider is and the quality of people (buyers) on their list. There are many solo ad providers that are terrible. So it’s not the program but it could have been the provider of the traffic.

      • David Osborne

        Remember this is a franchise style business that has costs to make it run. They provide everything for you that would normally cost you over $100k to develop if you were to do it yourself. (Sales pages, professional videos, events, payment processing, customer support, coaches… and on and on!!!!! They also just got an award for online business educational company of the year. If they were such a terrible company, they wouldn’t have gotten that. I used to run a brick and mortar business, and it cost 10 times what this investment is. Please people, look at what it will do FOR YOU, not what just the costs are. If you can make your investment back and then some, then it’s a good investment.

        • Kyle

          A franchise allows you to purchase rights to a companies brand, processes, and allows you to sell that companies products and services to the general public. Franchises are not a company looking to resell other Franchises, which in turn resell Franchises. I have never heard of a legitimate Franchising company where you sell Franchises of the very same company.

          So there is a big difference between a Franchise like McDonalds that allows someone to build a business on their established framework (selling burgers and fries to people) and a company that claims to be selling franchises to people, where those people then recoup their costs by selling franchises to others. A Franchise sells products and services to the general public.

          You are comparing apples to oranges here.

          And no, it does not cost $100K to start a business online. It can be done for little to no start up costs. That is a fallacy and completely untrue. A business can be completely run online and grown to any level one wants for less than $500 per year. Quite easily done.

          There are also many, MANY well established products/services (MILLIONS in fact) that you can promote and sell online as an affiliate for no cost whatsoever. No franchise required, you simply register to their affiliate program which is completely free. These products range form digital (ebooks, memberships, courses, education) to tangible (smartphones, TV’s, jewellery, surfboards, etc).

          • jarrod

            Right on Kyle, shut him up! These guys always have an answer to justify selling overpriced garbage to people who just want and need a chance. They make their money off the poor people at the bottom. How they can sleep at night blows my mind.

    • J Mendenhall

      Of course one thing that is only brushed over is that it is a last touch affiliate program, what that means that if any of your opt ins googles mobe and went directly to the site, that is last touch and unless they go back through your email before signing up you don’t get the sale MOBE does. That’s also how Mr Lloyd makes more money, with affiliates he gets to buy solo ads that search him before signing up. So in reality you probably had a successful conversion of a percentage of your solo ads although the second they researched the company your commissions were toast… I had purchased but never promoted because of shady items like these I would rather not be associated with. Best of luck, don’t let it get you down though let it be the fuel that burns the fire bright in all your other endeavors! Education has a cost, if you learn from it it is still valuable.

  7. Teya

    Hi again. Just an update. I have been diligently trying to get a refund. I have written to them 4 times to both their email address and replying to the Invoice doc they MOBE sent me, as well as to their Help Desk, With no reply. I have also left them 3 Voicemail. Zero response. Before I began asking for a refund, they were answering my questions via the Help Desk. This feel horrible. Dirty business. Any advise on how to deal with them next? I have opened a Dispute with my Amex card. And how do I further warn others?

    • Teya

      UPDATE: I just received an email, after a number of days of the original request, that they are giving me a full refund.

      We will never know if it is because of typical business practice for them, or because I shared with them that I would be letting people know about my with them experience on prominent Online Business blogs…

  8. Greg

    So what would be a great program to get into for a reasonable cost to make 4k a month after a few months of work? I paid the $49 for mobe but am not happy with all the upsell. Please help!!!! I am on a fixed income and trying to improve my place in life.

    • Kyle

      It is unlikely that you will be making $4K/mth after a few months of work. That is simply not how building a business works and if anyone is telling you otherwise (I know many programs tout instant success), they are sending you in the wrong direction simply so they can get you to BUY INTO their program.

      If you want to build a successful business within the online space of the offline space, you have to be realistic about the process and you need to approach it in a way that doesn’t potentially encourage anything that could be unethical. People that usually want “instant riches” that usually end up doing suspect programs that charge extraordinary prices for programs/services so you can earn higher ticket prices. The problem is the consumer is the one that gets burned, so you are not doing anyone any service other than yourself (greed).

      If you are looking for $4K in a few months you will either end up doing something that might be on the fringes of your ethics. A real business after a few months simply doesn’t exist, before you can build your skyscraper, you must build a solid foundation first. That is what I believe in and that is the path that will lead you to long term success versus jumping around from program to program.

  9. Steve

    Hey Kyle, I really appreciated your thorough review of Mobe. Just recently it has come out that a top affiliate of MOBE claims Matt Lloyd stole $60,000 from him!

    It would be great if you could somehow team up with Bazi Hassan and help the world see the 2 videos he made describing how Mobe and Matt Lloyd have stolen over $60,000 in affiliate commissions from him.

    Anyway, keep up the great work Kyle, I’m a regular visitor to your site and I wanted to personally thank you for saving me my hard earned dollars. Here is the video on yt!


  10. teya

    Hi Kyle, I found you after getting sucked in to the $500 course from MOBE, borrowed money from my sister. I just asked for a refund. Let’s see if they accommodate me. I can keep your views posted.

    Beyond the deceptiveness, I was not simply not interested in promoting their products (or spending the thousands that they require of you). I am interested in this industry as it seems like such a win-win to be able to support the wonderful people and products out there and make money while doing so.

    I do fear however, being brand new to the industry, is the stat that says that 3% or less make any money doing Affiliate marketing, Or worse yet, simply end up digging themselves into a hole buying leads.

    It looks fab that you have a system for $0 to start and all the foundational stuff needed, I am happy to get set up and rolling with you, but I simply can not afford to spend more precious time and energy doing something that is going to lead nowhere. I do have the time and serious dedication needed to succeed, so I am wondering what an approximate $ and dedicated time expenditure (per day and for who many months) is called for to bring in about $2k a month. Thanks so much Kyle… I look forward to working with you.

    • Kyle

      Thanks for dropping by and I do appreciate your feedback and I know others will as well.

      What I can tell you is that affiliate marketing is not about “promoting one product”, it is about being able to have the flexibility to promote what you want in any niche. You should never have to promote a program to solely promote that program, to me that is something much different than affiliate marketing in particular if it has different levels involved.

      The key for you will be deciding exactly what you want to do, what niche you want to help people within, and from there, the key will be working hard. There is NO success stat that is accurate within the affiliate marketing space, 100% of people that I see that work at it and persist, achieve success. Those that get involved in programs that don’t give them the tools they need to achieve success or simply leave them promoting something in a way that they do find to be unethical is when people usually have a big fallout rate. There are many programs like that online.

      As for the money you have to spend to build a business online, it does not have to be much at all. For a quality hosting platform, you are usually looking at around $50 per month and this would include a website. A domain is around $15 per year. Outside of that, you would need access to an education, which would teach you free traffic techniques. There many services out there that can help you out with this.

      You can read about my personal journey within my About Me page, although mine will be completely different than yours, I think your expectations of getting a business up and running within a year could absolutely be realistic and $2k per month is possible and far beyond without much of an outlay of money.

  11. Gloria Rowe

    I bought into the Matt Lloyd program for $49 and never received anything other than more emails to sell me something else.

    • Kyle

      Sorry to hear about your experience Gloria. It is never a nice experiencing joining something thinking that you are getting everything you need for that purchase price only to be sold more within the back-end (that have price points that are significantly higher). This is very common within the industry and many programs are instituting the business model of getting people in at a low price (which makes them a “customer”) and then once a customer, they attempt to get as much money as possible out of that customer through subsequent products/purchases.

  12. Robert

    Hi there, some of my old MLM buddies and sadly a few friends have joined Matt in this scam. I am in direct sales myself and I hate the word pyramid but in this case, that’s all it is. Unlike other companies, Isagenix, Avon, Nu-skin, World Ventures etc Mobes product would not sell outside of Mobe. It’s simply a training system that teaches you how to get money from other people. None of the top training companies charge anywhere near this amount for a real product that you can buy, touch and feel.

    Matt spent a long time learning natural selling and NLP and on the outside he appears genuine but I have dealt with him in the pastand that is not the case. Funny how he attracts other “unethical” to the business including Jeremy Miner who promised many people in his former companies to help him and never did. In fact Jeremy conned many people out of money in the promise he would “coach them to success” but never answered their calls or emails…see a pattern here. Avoid Mobe. There are better and way cheaper companies out there that are ethical.

  13. Kerry

    I am not a member yet of mobe but was doing my research online and came across some good and some bad. My understanding by the person that is trying to sell me on mobe is that it is only $49 but it looks like this is not true. Is the wool being pooled over my eyes at first only to throw much more expensive stuff at me down the road? I can’t afford thousands.

    I have bought into programs like that before and I told my wife I wouldn’t get ripped again.

    • Kyle

      As you will see within the comments and the information above, there are much more expensive memberships that you can purchase once inside the MOBE system. The MLR program, which will be promoted to you within the first 7 steps MTTB training is $2,497 with monthly carrying costs tacked on top of this. The price points get much higher than this though, up to almost $30K for the Diamond (plus $299 per month).

    • Olaf Fischer

      I’ve been a member of MOBE and lost thousands. Its not only the initial investment but it’s a monthly fee to maintain your membership and of course the cost of doing the marketing and so on. Once they had my money customer service was non-existent. Worst and most expensive financial mistake I made in my life. MOBE and especially Matt Lloyd sucked money out of me big time.

      Kyle’s assessment is right on the mark. I strongly advise anybody who is considering joining in MOBE to run the other way as fast as you can unless you have money to burn on don’t mind being scammed.

      • Kyle

        I am sorry to hear you feel this way, based on the comments you will read on here about the MOBE products, you definitely are not alone. You would expect when you are spending $1,000’s on any program that you could at the very least expect a high level of customer service. I hope this doesn’t jade your entire perception of the Internet as there are real and legitimate ways to create a business online and you can do so on a limited budget (in some cases for completely free).

        It doesn’t take a ton of money to build something of substance in the online world these days and I think that is where people are misinformed. You don’t have to spend $1,000’s on information, masterminds, or mentoring…in fact, this money could be much better utilized within your actual website/business.

  14. Louis Hoolae

    Whoa… the advertisment just about got me convinced. Very slick and uninformative. Glad I checked out MOBE.

    But I did join BSA as it very clearly outlined the total program in the no-olbligation video. Great to know exactly what is involved to make an informed decision. Do not go into something blind…!!!

    • Kyle

      Yeah, it is nice when you are told from the outset what is involved in a program in a very clear way. Unfortunately with many programs online these days there is not this clarity in advance to making your initial purchase. The idea is to turn you into a “buyer” and once they know that you are willing to make a purchase, this creates an opportunity to turn you into high ticket buyer.

      In the case of the MOBE programs, this includes:

      MOBE License Rights (MLR): $2,497
      Titanium: $9,997
      Platinum: $16,667
      Diamond: $29,997

      In addition, there are monthly membership fees, ranging from $99/mth to $299/mth.

      When there are expensive upsells, as there is within MOBE and other similar schemes, it should be clearly indicated when you purchase the program. That is very least a customer should be able to expect.

  15. Lennie


    Thanks for your insight into MOBE. I attended a free seminar in London on Tuesday and I must say the guy presenting was good in striking people’s emotions. But for me, I’ve heard it all before. I signed up with someone selling his own system a few months ago, which, as it transpires, is now steering me towards the MOBE system. I’ve been stung for $500 but to be honest I’m not bothered because I’ve learned a thing or 2 about the industry.

    The types of people hosting these MOBE events are not the most desirable people I’d like to associate myself with. It always seems funny to me how they all tell the story of an illness in the family and how it was a turning point in their lives and that the government system we live under is bogus. People stick to this S#*t like glue. Needless to say everything they do say is correct in regards obtaining freedom, but freedom comes at a price!

    Thanks to you and my own due diligence I won’t be going near this stuff. I’ll be learning these processes my own way and will be signing up to Wealthy Affiliate as there seems to be a good community on board who have learned from being in the trenches. Lately I’ve been tuning into Pat Flynn too and he seems like a top bloke.

    My view is, MOBE is a programme for advanced Affiliates who really have deep pockets and can afford to cut their losses on the system. The downside of this system is it’s praying on the vulnerable and people with a real ambition to get ahead in life.

    To finish, I reckon MOBE signed up well over 70% out of about 100 who attended the seminar at roughly $430 ex Vat. There were 5 more sessions to be held over the next 2 days. As I was leaving the seminar an American guy with MOBE shouted in my ear “Winners take action”. I couldn’t believe it, I was absolutely disgusted. It made me extremely uncomfortable about the whole set up and this is just one example of how they were messing with peoples’ heads. I strongly agree that you have to invest in your own personal development, but, not at these ridiculous prices if you’re a novice.

    I’m only at research stage and have being doing a lot of reading into affiliate stuff and setting up a website etc. and like everyone else am looking for FREEDOM! I haven’t even begun the practical side of things yet. If you could suggest legitimate mentors and good people to follow I’d be grateful.

    Also, I’m sorry to read about some of the people who’ve had bad experiences. It’s all part of the learning process and I wish them the very best of luck moving forward.

    • Kyle

      The ‘winners take action’ approach is a common way for programs in the MLM industry to sell their programs. Although this may sound bad, I have heard much worse ways over the years within similar programs/schemes that they institute to make folks feel so bad about their decision not to join, it leads them down a path they don’t really want to go and often times they cannot afford. Thanks for your feedback.

    • Jay Hadley

      IF you want a refund from your credit card/debit you have to file a dispute. From there you explain that there was NO written contract (the non-disclosure is a feeble attempt to intimidate you) and that you paid $49 for 21 steps PLUS coaching. Then they turned on you and attempted to extort more money mid-stream. Be sure to CANCEL your card so you don’t get MOBE’d again! You can get a replacement right away.

    • TA

      I just finished one yesterday. The event held over the last weekend in London. Was first bought into their online marketing tips when I came across their stand in Olympia business show last Dec. (Shocked me, I think the exhibition organisers have to look into it. I know it is very confusing, and not easy to identify if they are MLM or Pyramid.) In the business show, they just said they will give more tips in the ‘workshop’. Mentioned how they guided a group of people in the workshop and a 11-year-old made $170 from selling soap online in 10 mins. I guess many visitors was misled by this.

      I purely thought that they were selling online marketing strategy. They did mention ‘I am freedom’ for 10 sec. No banner or sign written Mobe. I was late for the first day. Was wondering if I have went to the wrong place, because the Mobe banner appeared, it didn’t say online marketing workshop, it is written home business summit. In confirmation email, the word ‘workshop’ was there. Was really confused. No workshop as mentioned. No step by step guide which kind of showed in business show. They did give 1-2 clever tips in business show, so I didn’t think it is a trap. Although I was prepared that they will up-sell something, but haven’t thought that they spent 2 days in the 3 days talk for it.

      I can’t say I haven’t took anything away, but those what I see as useful content actually just cost 6 hours to finish talking about them. They spent most of the time talking about their programme, different levels, car, raise credit card limit to get enough money for joining their programme………. I did see lots of people called their banks for limit raise. 50% of people bought their programmes. God bless them.

      Not attracted to make big money anyway, and I purely just want to apply online marketing on the business I proud of, so their magic is not working on me. As small business owners, how much time we spent on business planning. How can we invest huge amount of money just because of a 3-day-talk suddenly. Wondered why they chose to exhibit in the business show which mainly target start ups. If we think carefully, the cost they required for those ‘products’ is enough to get ourselves/ kids to study marketing in decent schools!

      Personally, I really don’t like ‘talks’, I like action, but what I heard is cult-like advert. The speaker knew there would be people not buying, he said, ‘If you came for this talk only for online marketing, you would be disappointed.’ He said something like ‘of course we will sell you some other stuff… Now you see this is how system work, how we hook people up, those converted people will work like us and gain lots of profits’ He must be running out of lines…

      It is ok to charge a lot for the system, everyone value things differently. But I hate lies. A strong company does not need this kind of strategy to hook people up. Honesty wins people’s hearts.

    • jarrod

      Take action means take out your credit card and give me your money period. If I ever hear some young punk say that to me at a seminar , they would get an earful.

  16. sailesh

    I just joined MOBE recently. Have covered upto step 6. The mentor has missed two of my booked cals – stating he had booked me in for another day. I have to speak to him today.
    His name is Sam.

    I will speak to him very clearly about what he expects from me now.

    I was thinking of investing my earned $1997 to go to the next step, but want to make sure I am making the right decision.

    Thanks guys.

    sailesh – UK

    • Kyle

      Yeah, any sort of larger investment like that needs to be validated by:

      (a) what are you really buying into this for, is it the opportunity to sell this to others
      (b) is it a cost efficient solution to start a business online, perhaps no
      (c) is this going to be your last investment, or are there going to be purchased that you are either required to make or subtly pushed towards to continue advancing yourself.

      At the end of the day, we are all smart enough to make decisions if we utilize our “logic” senses versus our “hope” senses. Utilize these and I think you will come up with the right decision in terms of whether or not you should drop $1,997 or more. Remember, if someone is being “pushy” to sell something, chances are the product has not already done a good enough job to sell itself.

    • Gemma

      It’s funny when I told my ‘coach’ I didn’t have the start up money he advised he will have to stop me at step 6 and I can’t move forward!

      • Kyle

        That has been a common complaint amongst folks that state they don’t have money to upgrade to the MLR package (which is where your sponsor really starts earning the money from you). This seems to be more and more common practice these days, although I don’t feel it is appropriate or ethical, what companies are doing is getting people to join at a “lower” price and then once they become customers, then they try to exhaust their ability to buy (ie, how much do you have on your credit card sort of thing). Sorry to hear that you didn’t quite get what you bargained for Gemma.

  17. TruDru

    I was promoted over to MOBE through someone I have trusted for years in John Chow. I have followed his blog and generally speaking he gives some really good advice a lot of the time.

    What I can’t understand for the life of me is why he would promote this program when there are so many other good options out there and then it struck me, the reason he promotes it is purely because of the high commissions nothing else.

    To think it is part of life to have to spend 30k or more on masterminds seems crazy even to the crazy. I joined the 49 top tier program but wasn’t willing to spend thousands so I stopped pretty quickly. It seems like it is optional but you look around and anyone that has made success of the mobe program is spending $10,000’s on masterminds in most cases. I simply cannot afford that.

    I still like John but man why does he have to stoop so low and start promoting this guys program. i feel like he has sold me out and you definitely have a lot of trust even though I still think he puts up some funny stuff. Please recommend me quality stuff instead of this crap.

    • Kyle

      I agree, $30k to attend a mastermind does seem crazy but I suppose that there are some people willing to pay this or it wouldn’t exist. The fact of the matter is that there are much more cost efficient ways to start a business online, for 1/100th of the cost of a single mastermind. An idea, a passion, a website/hosting, and a platform in which you can get help and education should not cost this much (I say this, because most don’t).

      I agree with you, many of the marketers out there promoting similar programs to this are great people but have taken a turn at some point in their career to sell the most expensive stuff at the highest commissions instead of leaving their primary focus on helping people. That usually ends up leading to lost trust, which sounds like it may have happened in your case.

      I wish you all the best and if you ever need a hand getting something going in the online space, I would be more than willing to help you out.

  18. Anonymous

    Dear Kyle,

    I guess I need to share that I don’t think it is a SCAM, just not as full disclosure as there should be considering the amount of money being asked for. The only way to get any buy in sales, it seems, is to use their Paid Traffic system.

    You can get back your paid traffic investment, but only if you’re very, very lucky. I got one sale only after a $24,000 investment, I am ashamed to say.

    When I asked them to let me keep some of my commission to put back into paying for more traffic, because I still owed them for my Platinum membership, they basically said no. You owe us this money. How you continue to pay for your traffic is your problem.

    However, they were Johnny on the spot with ideas for getting loans to pay for the Level Memberships. I tried to explain to them that it would be benefiting them if I could get more sales and pay them back with more commissions.

    They didn’t care. All they wanted was their money. They didn’t care about my personal story. I was not a person to them. Only an income.
    I am really sorry to say that even though their training is extensive, you really need to be internet marketing savey to benefit from their trainings.

    Their customer support sucks. The only way to get decent customer support is to pay for it with a Coaching subscription. After the subscription is up. Good luck hearing from your coach ever again.

    This is okay and it works for people with big bucks who don’t mind dropping a few grand to make a few grand, but that should be stated up front.
    This program is not for a novice in the Internet Marketing Program.
    Wealthy Affiliates is.

    Thanks Kyle for the chance to get my experience out there.

    • Kyle

      Thank you for sharing your experience, I think it will offer a lot of insight for others that are considering spending $10,000’s on one of the higher tiers of the MOBE memberships. It is a shame that you invested so much money into this program and still experienced poor customer support. You would think that for the price of a University education, you would get the same sort of Johnny on the spot support that you got when they were recommending loans for you to get to pay for their scheme in the first place.

    • Jay Hadley

      I,too, fell for this devious operation. Wrote three e-mails in complaint~ NO response. Asked for a refund and got an INSTANT “so sorry~ you didn’t blow enough money on all the other nonsensical programs.” Let the buyer (SUCKER) BEWARE !!!

      • Wayne

        Same here customer support
        Stinks.i stopped at step 4 in the 21 step program of mobe my coach grant phoned me asking how much money can you afford to spend on the program.Thats when alarm bells went off . I’ve cancelled and asked for a refund no joy at all they’re just giving me the run around with their silly emails so my opinion keep away from mobe due to the fact if they are doing it to me how many more are they doing it to.

  19. Martin

    Matt LLoyd has turned up in Britain and is offering free workshops for his programme which has been renamed the ‘I.M. Freedom Workshop’

    I was thinking of going to his London workshop until I read his promo which mentioned that all those signing up for the programme would be supported by his team. The phrase ‘my team’ is a warning to avoid because it always means one thing: you will be treated like royalty until you hand over your money and after that you will be almost completely ignored. You will also find that ‘my team’ are absolute masters of fobbing people off who ask for a refund and stonewalling all requests to contact the boss.

    I also notice the legal requirement at the bottom of the promo says the average earnings of his customers are £350 to £1,500 a year which works out at £1 to £5 a day – hardly the ‘£3,500 to £6,500’ a month promised in the promo itself.

    He also says he will give everyone who signs up and attends his workshop ‘my System that has paid out over £23 million in commissions in the last year alone for FREE’ – and what is amazing is that for someone so successful I have never heard of him until his promo arrived.

    • Kyle

      One of the red flags that I discuss on my site here is when a program promotes their company solely based on the “success” you will achieve versus what the product/service actually is itself. It is reason enough to be skeptic of any program, it is a common trait of many of the scams/schemes in this industry and it has to make you wonder what is “inside” the walls if they cannot showcase it on the front end sales pitch.

  20. Richard Howe

    This is clearly yet another example of a Ponzi scheme (they’re illegal in most countries). “A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned by the operator. Operators of Ponzi schemes usually entice new investors by offering higher returns than other investments, in the form of short-term returns that are either abnormally high or unusually consistent.” Wiki
    Sound familiar???
    You should be IMMEDIATELY SUSPICIOUS of any sales pitch (EG video) that avoids directly telling you what you are selling.
    What you are “selling” is access to gullible people with large cash/credit reserves WHO ARE THEN convinced by unscrupulous sales staff to buy access TO MORE GULLIBLE PEOPLE with large cash reserves who will then be convinced to buy access to EVEN MORE GULLIBLE PEOPLE….etc etc etc.

  21. aru

    I am a platinum member of MOBE and I have lost money, simply because I totally under estimated the amount of money that I needed to spend on advertising. I never recouped my investment. You are better off without MOBE. Save your time and your money .


    • P kahn

      I have finished steps 1 to 6. My coach has confirmed that MOBE doesn’t require me to recruit or sell products to family of friends. All I have to do is drive traffic and promote products. She is now waiting for me to upgrade so I can buy my licensing rights for £1700(MLR). I was very optimistic. Now I’m pessimistic. What should I do? How comes there are people out there with success stories working for MOBE? Have they been paid to lie?

      • Ian

        The people who are making money with MOBE are probably not being paid to lie, unless you consider their commissions to be such payment.

        It’s possible to make money with MOBE if (like Shaqir Hussyin or John Chow) you already have a large list of gullible / desperate people who can be suckered into joining the program. It’s a numbers game — the people who won’t fall for it just walk away, while the people who don’t care how they make their money, or who don’t even realize it’s a pyramid scheme, continue to flow through the “done for you” funnels.

        These mega-marketers sell their sucker lists to each other (and buy sucker lists from each other), because fleecing the gullible is lucrative.

        You should walk away from MOBE. Not because you can’t make money (some people do), but because it’s a scummy way to make money.

    • Cindy Lim

      Aru…I fully sympathize with you. I attended the paying workshop and all we hear is a recruiting expensive program. Nothing they can offer except their multi tier expensive system. Felt very much deceived with cover up schemes. Wasted US$495 time and effort.

  22. Andy

    Obviously Matt Lloyd knows, that naive (mildly put) people grow on Earth like mushrooms. He counts on them and makes lots of money….

  23. Raymond Shepherd

    Thanks kyle and every one for their complaints about this fraud. I to believed it was a legit program and have lost more than $2000. How is it possible that a program can scam so many people and get away with it. At first I thought it was me, but I couldn’t get the program to work. I to was misled into this fraud. I didn’t asked for a refund because I was intended to go and try it again. I was trying to login but couldn’t find the login website. And then I thought to myself that it is the first time I bought into a program so confusing. They had a lot of websites where you had to login into. Very confusing and I must say that it hurts losing so much money to this fraud like Mobe. It is like I have given them more than 2k for free. Painful! Have anyone got a refund for the MLR level or higher?

    • Jay Hadley

      I, also, lost over $2500, the new going rate to join on the MLR level (scum in MOBE’s assessment).
      You would feel better giving the money to a homeless person~ at least they’re not driving a “MOBE motors.”

  24. judy robertson

    I just paid $49 to these people and it wasn’t until I paid the money I found out exactly what it was and have now asked for my money back.I know how these people work and they have been know buy other names.Someone needs to shut them down.I am so glad I found this page before going any further.

  25. Omar Jackson

    I´m a big believer in looking at an MLM system as a business opportunity to genereate you passive profits in the long run, so to me, the only real problem with this model is that it really does have a high barrier to entry to become truly successfull, so yes, people who are already well networked or have deep pockets, or big lists already would really benefit from this type of MLM.

    I think it makes more sense to invest in an MLM where more people can get involved at a lower price point and build that slowly but surely.

    • Kyle

      Yeah, there are definitely many different models in the MLM world. Some high ticket, some low ticket, some focus on selling of an actual product (to the outside world without having to join into the scheme itself), some focus purely on recruiting others in the program, some force you to buy products to sell them to others.

      All different types out there. I don’t agree with many of them, nor does the SEC and many other agencies that are commonly shutting what are deemed “MLM” programs down.

      If your focus of any program is solely to get people to buy into a program, get them to upgrade to “higher tiers” in order for them to be able to do they same to others, then you may want to question the very ethics of what you are doing.

  26. Sad

    I’m glad I found your site because I need to share my mind about these guys at my online business education. To say I am disappointed would be undershooting how I feel right now. I am so frustrated after spending money on the Titanium package and recently attending an event with fellow friends from mobe.

    It’s not even the people within the program, I really like lots of them. Matt Lloyd even seems like a nice guy. It is how the program works. I cannot stand there in front of my friend and tell them to pay ten grand on something that they actually don’t need to. They do not need to spend this sort of money. Sure I fell for it, but I don’t want to do the same to others. That is what makes this program so sickening to me. They view people as they would an animal herding people towards paying as much as they can. It worked on me and it keeps working on folks. Its disgusting behavior tho and no way to treat people.

    They mask what they are doing with all this training and hip hop hooray vacations that you will go on. They end up pulling you deep over your head and you get so caught up in the hype, the people holding the big checks and the pushy people constantly selling to you, that you spend money. For what though. That is where I am stuck and where I am lost within MOBE. I have to sell all of this stuff to either people that I buy through traffic or through people on social by selling the idea of fast cars in mobemotors and huge massive commissions; but they have to pay to earn those. I’m confused and shattered. I don’t know what to do here. Might talk to my bank tomorrow and see if I can get my wired money back. Don’t join, please people let me be the fool, not you. Wake up.

  27. Clare

    Interestingly, I had an email through about this MOBE nonsense from someone I was following who I thought talked sense. Needless to say I have deleted that person and unsubscribed from their list. Don’t get sucked into scams like this. Thanks Kyle 🙂

  28. Paul Whitaker

    Hey All,

    I signed up with MOBE back in January 2015. By the middle of February, it was the nicest possible thing to say “Up Yours!” to them.

    I wish I had seen Wealthy Affiliates First. I did find WA afterwards (Feb/March 2015??) and have been with them ever since.

    There is NOTHING GOOD I can say about Matt Lloyd and his “Gang of Thieves” other than I suspect why he moved from Australia to Thailand was (the way that company runs) it is only a matter of time before something happens that he will be glad he lives in a country with a non-extradition treaty to the USA, Canada and most of the world.

    You pay him over $ 1,900 (USD) so that you can sell his shit to other people and make a commission on it. Amway/Herbalife meets Affiliate garbage.

    To close: “My Trainer” <– f___ing idiot couldn't ever make an appointment and always had his camera blocked on Skype. Bugger likely didn't want me to know what he looked like.

    I would rather be affiliated with ISIS than these guys. ISIS would be more credible.

    I look forward to hearing when MOBE's officers are all arrested and charged with multiple counts of Criminal Fraud – for that is what they are doing.

    WA is just not like that.

    P Whitaker, Toronto, Ontario CANADA

    • Jay Hadley

      BRAVO…right on target. Couldn’t, and wouldn’t have said it better myself. My “coach” abandoned me when I refused to fork up 30 grand. Suck eggs Bucko !#$%^

  29. William John Thomas

    Matt Lloyd likes to tell people in his video’s how much money he has made with this scam.I think he has scammed Hundreds of thousands of people.

    He has made over $100,000,000 with this scam.

    I think we all know what sort of person Matt Lloyd is and it seems he has no trouble recruiting more of the same his coaches and those that are trying to sell his rubbish and try to justify themselves.

    I don’t think he should publish the amount of money he has made off people because it is the people within the system that are losing money to him.

    William John Thomas.

  30. Rick B

    I watch the youtube videos from John Chow and I really learn a lot, not just about internet marketing but about running a business in general. However, he is a heavy promoter of this MOBE thing, so I limit myself to being a video viewer only and never consider getting into this thing. I guess my message to all is: if you don’t have a product to sell on the internet, don’t sell someone else’s product, unless you really know that person.

    • Kyle

      John Chow is definitely one of the top affiliates for this program. He has had a popular blog for many years and does offer his readers a lot of value.

      I wouldn’t necessarily say that there is anything wrong with selling someone else’s products as there are 10,000’s of affiliate programs and millions of products you can promote as an affiliate. This ranges from a selling toaster ovens through the Amazon affiliate program to selling memberships/services/etc within pretty much every niche imaginable.

      So don’t wrap or confusing affiliate marketing with joining a program just so you can promote it. A big difference there.

  31. John

    Well I guess you can chalk me up as another imbecile that fell for the MOBE scam. To be honest, I thought these guys were legit heading into the program.

    I paid $1997 for the MLR and I tried to make it work, gave my full effort and to be honest, I couldn’t get a single person into this plan. It seemed fishy to me that I had to promote the same product to other people to make money as well, just thought I would mention that.

    When I asked for a refund, they came out and plainly told me no. They wanted me to show that I spent a bunch more money promoting the program, proof of spending more money on top of the $1997.

    This is ridick. Not only do I have to pay almost $2k for the product, they want me to spend $1,000’s more on traffic to promote their product. What a nice scheme they got going on here, making the person at the top rich and the rest of us the fools.

    Like others here, I feel this program needs to be shut down for good.

    • Kyle

      Make you pay for the product, then make you pay to promote the product to others. Seems like a perfect business model for the company/owner, not the people getting involved in it. Sorry to here you have be duped out of $2K+ and I hope you can sort out your refund John. What I can tell you is that either way, you should move forward and you cannot dwell on the MOBE program and what it has done to you. There are completely LEGITIMATE ways to build a business online and ways to do so where you can take any niche/passion you may have and turn it into a business.

      I explain the process within my Getting Started page, hopefully this can help you get turned around here.

    • nicholas

      I signed up yesterday, checked my on line banking statement, Instead of $49.00 taken from my account, three more payments of $49.00 were deducted from my account . Making it a total of $196.00. I contacted my bank and reported it a SCAM. Now I have to see what the bank will do.CAUTION DO NOT JOIN MOBE, IT IS A SCAM!

  32. Cynthia

    I wrote a post regarding MOBE but it didn’t like the CAPTCHA Code. Does anyone know the city and state MOBE in working in? I know what to do to stop them. Thank you

  33. johnny

    Did everything asked of me. Paid 1995.00 and $97 a month, I even paid $1100 in advertising according to their instructions and still n commission earned ….12 months later all I get is you owe us $$$ we will shut your account down if this is not paid. Wow you know what take it out of the 500 dollar guarantee you sucked us in on even though we did the full 21 days Matt.

  34. david lucas

    Please help me, i invested on Mobe 2500$
    i’m almost finish the 21 steps.
    I wont upgrade to Titanium or Platinum until i’ll earn my invested money back?
    What should i do? to contunue? to ask refund?

    And please tell me what is really the real way to make money online


    • Kyle

      That is up to you David. Think about your situation and what would be the logical thing to do. You have invested $2,500 already into the program. Have you seen any return on your investment. Do you have a business in place? If not, then this is a lot of money to not having a successful business in place. You can do A LOT these days with $2,500.

      It doesn’t make sense to continue investing in something that is not returning anything in return. Sure, give it a fair chance…but at the end of the day there is a right way to build a business and a wrong way. What you are learning is how to “scheme” money out of others versus creating a business within a respective niche that is based on helping others.

    • blugil

      You need get ur refund back on MLR an get outta there…I know I escaped before getting in too deep with the program and spending too much money!!

  35. William John Thomas.

    Matt Lloyd has been running this scam now for a minimum of three years he is very happy to show on his video’s that he has made more than $50,000,000 from it.

    I have complained to authorities about mobe and Matt Lloyd and I am sure plenty of other people have as well so why do authorities do nothing about this fraudster, if I were to try to commit a fraud the police would be down on me like a ton of bricks but this Matt Lloyd is allowed to carry on unhindered by any authority, it seems to be citizens of any country where Matt Lloyd operates do not matter, or the police just put it in the to hard basket.

    I have reported to my bank that I have been scammed by Mobe and Matt Loyd I am still waiting to hear from my bank.

    After asking for a refund from Mobe and being refused they sent me an email asking me to rate their service I think this was to rub my nose in it.

    William John Thomas.

    • Kyle

      Sorry to hear about your experience William and it is all to familiar to that of just about every other person that has invested in this scheme. There are too many programs online that are getting away with a program that is based on you promoting it to the next person, charging ridiculous amounts of money for low quality products, and offering very little support if you are stuck (and definitely NO support if you ask for a refund).

      I hope you can get somewhere with your refund request now that you have contacted your bank/authorities.

    • Jay Hadley

      Why do you think this guy is holed up mega-miles away from anyone who can get ahold of him. If you REALLY want to confront him go to one of their self-worshipping events. Hmmm,. not a bad idea.

  36. Denise Ward

    I went to Mobe.com and did the start up fee but after I read the review I changed my mind and decided to ask for a refund. Two weeks later I still hadn’t received my refund. I send an e-mail asking about it. I was told that my refund was sent. Called my bank and they said that it hadn’t posted.
    I may not have lost as much money as many of you have. But when you don’t have much $50.00 is a lot.

    • Kyle

      Unfortunately you will need to contact your bank and request a chargeback as it appears that MOBE doesn’t hold up to their guarantee as they require you to spend more money and prove that you were paying for traffic, etc. in order to get your money back. The best thing you can do here is contact your bank/credit card and request a refund that way because you are very unlikely to get one dealing with the MOBE support (as you can see from the many complaints here).

    • Jay Hadley

      You can get your bank or credit card to charge back the fees charged based on their track record and lack of performance.

  37. Jarrod

    Thank you for this post and all the comments. I joined MOBE about a year ago. After joining, I spoke with a few folks, including the guy who recruited me and asked them: Do you make any money selling the high-ticket items you bought the license rights to, or just by getting more people into the system? The answer was exclusively the latter. There is surely some exception to this somewhere, but as a general rule, those making money in MOBE are only making their money by getting others to join MOBE. There is a good reason why reviews for MOBE across the web are filled with terms like “ponzi” and “pyramid” and “MLM” and “scam”. They have very carefully and strategically put things in place to avoid the technical legal definition of some of these terms while embodying the essence of all of these in spirit.

    I was hopeful in giving MOBE an honest try, but in the end found it to be an unethical way to make money. They proved themselves to be more than a little deceitful which is how they managed to walk away with $2k of my money which they refused to refund. Full details on their refund refusal below –>


    My initial note to them requesting a refund was:

    I am sorry to have to do this, but I need to request a full refund for the MLR I purchased a month ago. I have spent hundreds of dollars and God knows how much time following the exact steps as presented and taught to me, and have had neither any results nor signs of possible results forthcoming. Furthermore, the system has not been what I was led to believe it was. It is not for me and I do not wish to continue. I have given it my best shot and followed the exact steps. Please refund my $1997. Thank you.


    Their response back was:

    The MOBE License Right’s program is refundable 12 months from the date we received your signed MLR contract, if you can provide proof that you have consistently (over the course of the year) implemented three of the proven traffic strategies in the MOBE License Right’s training area. Proof, as shown on the attached sales page and MLR contract includes: receipts from paid traffic, screenshots from your affiliate back office, etc.


    So in order to get a refund, you have to show that you continually threw more and more money into trying to get their systems to work over the course of a year. Which is not what I was told.

    My next note back to them was:

    Thank you for the reply. Here is my response.

    As I mentioned in my initial note, I was misled. That is putting it
    mildly. Truth is, I was lied to. Allow me to briefly recap how.

    1-The below is a direct quote from Matt Lloyd from the sales video:

    “Here’s what I’m going to offer you as far as the guarantee goes. I’m
    going to offer you my famous $500 cash back guarantee. Here’s how that
    works. I am so confident in MTTB and this system that I’m now offering you
    that I’m willing to back it up with a $500 cash back guarantee. So
    complete the application right now and take care of your fee today. If you
    aren’t accepted or you just decide later that this just isn’t for you then
    we’ll refund you your $49 investment. No questions asked. On top of that,
    if you go through the training and you don’t make a commission within 30
    days of completing those 21 steps, I will pay you $500 cash via paypal or
    by check. Plus, I guarantee that you will make a commission within 30 days
    of completing the initial 21 step training or I will pay you $500 cash out
    of my own pocket. So you have nothing to lose and everything to gain.”

    This is a flat-out lie. One cannot make a commission simply by completing
    the 21 steps, because all the 21 steps do is sell you on getting “fully
    positioned”. I bought into the lie, thus joining MOBE.

    2-I asked my sales rep flat out what the refund policy is when I signed
    up. I was told there was a 12 month refund policy. I inquired further,
    asking “so you are telling me that any time within the next 12 months I can
    simply request and receive a full refund, no questions asked?” He replied
    “yes, that’s right”. At the time I just thought MOBE was taking
    risk-reversal to the next level. Now I realize I was being flat-out lied
    to in order to close a sale.

    3-MOBE is not what I signed up for. I signed up to get the license rights
    to good quality products I could promote and sell. But it turns out, those
    making money from MOBE are not making money that way. They are making
    money by bringing others into the program.

    4-At one point when I was a bit confused as to how it worked, I inquired if
    it was MLM. I was assured it is not. After getting involved with it, it
    sure as heck is. “Multi-level marketing (MLM) is a marketing strategy in
    which the sales force is compensated not only for sales they personally
    generate, but also for the sales of the other salespeople that they

    I was lied to repeatedly. When not being flat out lied to, I was at the
    very least being misled.

    There is no way I would have EVER signed the contract and bought into this
    system had I been told the truth regarding these points. The fact that you
    guys duped me into signing a contract means NOTHING if you had to FLAT OUT
    LIE TO ME to get me to do it!

    I kindly request again that you refund my $1997 before I have to take
    further and more drastic measures. Let’s put this to bed, saving both of
    us the time, frustration, and $ it will cost to drag it out.

    I await your reply.




    Their next reply back was:

    For the guarantee to be in effect, you will need to show that you implemented what was taught in the traffic modules – so, we’ll need to see some screenshots of banner ads, solo ads, etc placed… also, if you can provide the email you used to register when/if you attended the live gotowebinar calls on the Daily Calls, we will need to check and verify these.

    These are all included in the 21 steps.

    Once you have these things, please let us know and we will be happy to forward to Matt for approval of the payment on the guarantee.


    My next reply back was:

    There are several issues I have with your reply, but the central one at
    stake here is this:

    The fact still stands that I was lied to, and would not have purchased MLR
    had I been told the truth when I inquired with the rep on Skype as to the
    return policy.

    I have worked in and managed teams within sales and customer service
    before. I know that the standard protocol is to enforce the terms of the
    agreement. However, I also know that there are certain situations where
    one needs to act based on principle, ethics, and in interest of doing the
    right thing. A situation where a customer was lied to falls under that

    I am unable to continue with the various forms of paid advertising that you
    called out as I do not have the funds available. That leads me to another
    issue here. When I signed up, I was asked a few questions as a part of the
    application/qualifying process. One of those questions was: How much money
    can you afford to invest in this business? My answer was: $2500. $2000
    for the MLR, and $500 for advertising. I have spent the $2000 on MLR and
    the $500 on advertising, but it has not been on three different methods,
    because I was advised to focus on one traffic method at a time. (Seems
    suspicious that I was specifically advised to do something that would force
    me to not be able to get a refund.)

    If it takes multiple sources of traffic and more than $500 in advertising
    to get this MOBE thing off the ground and profitable, then someone who says
    they have $2500 and no more to invest should not be sold the $2000 MLR. To
    take someone’s money under those conditions and then refuse a refund is to
    swindle them. It is shady and unethical at best. Downright scam at worst.

    I am asking you as a matter of principle and ethics to reconsider your
    decision and refund my $2000. If you refuse to do so, then I will begin
    the process of working with my bank to have the charges reversed, and as a
    matter of principle will feel obligated to do everything in my power to
    warn others against MOBE. I really do not want this to get ugly. I really
    do not want this to take up any more of your time or cost MOBE more money
    in customer service and lost sales.

    Please. I am pleading with you to reconsider and do the right thing, as I
    trust you will.

    Thank you,



    They ignored this one for a while, but after several follow-up attempts they came back with:

    Unfortunately, as stated before, you are not eligible for a refund at this stage.

    I would suggest talking with your coach further to see what else you can do to improve your marketing efforts.

    If you are still going to seek the funds, you will need to go through a mediation/arbitration as stated below:

    [pages of legal jargon]


    My final reply back to them:

    I see you guys have all your bases covered to successfully scam the max
    number of people possible. I am truly stunned by what I’ve experienced here. By far the worst refund policy of anything I’ve ever seen, and it is unethical and shameful to refuse a refund to a customer who has been flat out lied to. I really do not know how you can sleep at night ripping people off like this.

    • Kyle

      Wow, thanks for your thorough insight into your experiences with MOBE. You are in the same boat as pretty much everyone that has been in contact with this program and realized the reality of the scheme that it is (and subsequently requested a refund). There are far too many people getting ripped off by this program and I think your proof of communication with their “support” is going show the true colors of the type of program this really is. They take your money…then RUN.

      • Sarah

        Golly…I just paid my $49, and almost paid the extra $297 for the licensing rights, but decided to google it and found a lengthy review on Scam.com and Warriorforum.com. I suggest y’all check those out, lots of complaints in there. It is my understanding that they will refund you within 30 days with NO questions asked. I am so glad I came upon this feed…no upgrading for me and if it doesn’t work like they said they did will be asking for my $49 back!

        • Kyle

          I always recommend people give a program or service a fair shot. Unfortunately, the MOVE program sets you up for failure because in order to move on you are going to have to continue to give money to them to the tune of $1,000’s. If you don’t, then you don’t stand a chance of getting any level of support (reference all the feedback here within the comments).

          I do wish you all the best Sarah and if you do decide this program isn’t for you and you want to learn how to legitimately create a business within any passion/interest you have, check out my Getting Started page here (free).

        • Crystal

          Man.. i just paid the $49 start up fee ?.. seemed legit.. feel very stupid right now. I hope they get what they deserve for lying to everyone.

          • Kyle

            Don’t feel stupid, that is the last thing you should feel.

            When someone recommends something to you and when there is a convincing sales process, it is easy to get cornered into paying for something. What you probably didn’t anticipate though is that your $49 for the top tier business 21 step program is going to turn into a much bigger sales process…to the tune of $1,000’s if you are interested in buying into the higher membership tiers, getting more products, and at the end of the day, being able to promote these higher ticket items to others.

    • Jay Hadley

      Hey gang these CROOKS are just that and have NO intentions of helping anyone but themselves. Your efforts are admirable but me thinks you have a better chance of turning the Statue of Liberty into 24 karat gold that to get them to do ANYTHING for you. Pray tell, the head clown says he’s frugal~ how about admitting that “He robs from the poor and gives to the rich !!!”

  38. janice

    This MOBE company is advertising on Rock 101radio to attend their seminar.

    Glad I saw this review and comments. I will not be going and I did some research on this company as I got the sense that they were just another run of the mill scam.

    Sorry to hear about all the people that have been ripped off…thats crazy!!

    • Kyle

      You don’t have to do much research out there to realize what is happening. Like many similar programs, MOBE will get you into these seminars where they will sell you on a low ticket membership (under $50) but to move on their training and to be able to promote the product to others you are going to need to invest $1,000’s…money in which will literally vanish unless you can find other people to rip off.

    • tim

      Matt Lloyd now operating in London with the I.M.FREEDOM WORKSHOP do we assume this is the same programme just a change of name.

      • Kyle

        These are workshops that are being run globally. They are used a profit center (as there are fees to attend them) and also a recruitment mechanism for the MOBE program. There are many companies doing something similar to this, they get you to come to their low ticket conferences and then riddle you with upsells. Internet Marketing Center is one of the more popular companies that are using these business practices, but I suppose others like Tony Robbins are doing the same thing.

        • rose

          When they sent me an email Matt Lloyd specifically stated that it was a free training program, but less than half way in after telling us very little about it, they asked for 997 USD…(this is in Australia)….and when I said I couldn’t do that on my credit card they said they would take the price down, but not to tell anyone else…needless to say I wasn’t convinced by any of this, and it wasn’t til I got home, and reread the email he sent, that I realised it SPECIFICALLY states that you would be shown for free during this evening…SO TIRED OF THESE SCAMS!

  39. Cata

    I signed to MOBE because Carolina Millan, one of the few ones who’s making money with this scam, convinced me too. I’m so ashamed!!!!

  40. Tony Quintela


    I bought in to the MOBE program and from the start they were interested in selling me the next biggest program. $49 up front, then MOBE license rights $1895 once in they where after me to join the bigger programs. When I told them I wasn’t buying anything else till I earned my money back, I never hear from those people again.

    I think too much time has passed to do anything about it for me, but I would gladly applied for my money back if I knew I would have had a chance to get it back.

    I still get emails from them. Here’s a website where you can ask Matt Lloyd any question you want: http://askmattlloyd.com


  41. Chappers

    Just looked up work at home scheme on wikipedia and it describes MOBE exactly as it is!
    Guess I won’t be getting the Mercedes they showed off then….
    Got to step 6 and I almost fell for it, thought I would check out some reviews as I twigged that I was the intended cash cow.
    Good review, I’m sure you have saved many folks lots of money.

  42. Mary Beth Shugart

    I too got taken by the Matt Lloyd Mobe scheme. I paid $49 three times on a debit card. I initially paid $49 plus some other charge on my credit card. How do I get my money back. I never received any steps or instructions. Only the coach, a Sam Pich, called me at unscheduled times and said basically just hi. He called at 9:30 p.m. last night. He asked if I had gotten through the steps sent to me. I told him that I have received no steps. I actually thought they were going to send me the steps in the mail. Never got a thing out of it neither via email or postal mail. I guess I will call my credit card co. and tell them the charges to mobe are fraudulent. I may be able to do the same with my bank debit card. There sure are a lot of dishonest people out there.

  43. Nicole

    I read how many got scammed from indirect marketing schemes related to MOBE or MOBE directly. I had also ventured into the MOBE web briefly but quickly realized this wasn’t a business I wanted anything to do with and was a scam to sell Matt Lloyd’s materials over and over again.

    Please go the FTC website and report a complaint. More that do will get the FTC attention for false advertising as these websites or videos are breaking the law. I at least got all of my money back but still have to unsubscribe to email traffic occasionally.

    • Kyle

      That is the problem with programs like this. You are forced to pay $1,000’s to take part in the program, which in essence is you selling the same overpriced stuff to others. You are being taught to act in a very unethical way just so you can make money off of people that you sponsor. I have a problem with any program that takes advantage of people like this and MOBE is definitely one of these (in fact there are many programs just like it popping up out there).

      If you ever want to create a real business online the PROPER way and to build a business by helping people (not ripping them off), I would be more than happy to help you out for no charge Nicole. You can get started here.

    • Chris Julian

      I have recently joined MOBE..paid half the MLR fee..how would I stop further payment? and get back what I paid? I, too, am on oscial secutiry..feel like a fool I did not check this out first!!

      • Kyle

        You would want to get in touch with your bank if you cannot get anywhere with the support. That is the typical protocol, first give the company a chance to deal with your situation through their support channels…if not, then take your payment issues directly to your CC/bank.

  44. Carol Browne-Hill

    I was told that I “had” to buy in to the MLR in order to continue!

    They took me for $2979.00 .

    That is not much compared to you all. However, when you have just become a widow (again) at 61 and you need to make up what you have lost from your loved one, Well, I lost all that money from my savings. Now I’m in red with having to sell personal things just to keep going! I owe it all to MOBE!!!!!!! SCAM IS RIGHT!

    Oh, and a friend of mine spent $30,000 with MOBE! She lost all that too!

    • Kyle

      So sorry to hear about you losing $3K to this program, consider yourself lucky I suppose that you didn’t get taken by $30K like your friend. This number is complete insanity to me and I can’t believe that someone can sleep at night knowing that they have just STOLEN $30K from someone to enter into their ponzi type scheme.

      If you ever want a proper start moving forward and want to learn how to create a real business online (versus become part of a shady MLM) I would be more than happy to help you out Carol and help you out for FREE. Just let me know, there is some good that can come of this.

  45. Terry Monear

    MOBE is telling you that your life can be different too by purchasing MOBE because of the high-end tickets and you see the trips and the cruise ship and you think well I want to go on trips like that MOBE has to offer they are there to help you reach your dreams, then you purchase this Company, just to find out you need to also spend $1000’s on top tier traffic and hope you get a sale, this is so frustrating. This was not even mentioned before the purchase anywhere in the videos. To a newbie they have no idea what top tier traffic is. It should be explained better before the purchase. And more help should be offered and provided to get them off to a good start not leave them hanging and frustrated and say well it’s their credit card debt oh well it’s not mine. And leave it up to us to figure things out when we really have no clue, because we are new.
    A franchise helps and trains their new franchisees and checks up on them to make sure they are following the procedure to keep the franchise on the same polices as all of them so they all keep running like they should and are making profit. More help and training is needed with MOBE especially when you put out that kind of money!!
    Now I have over $30,000 into this business including the traffic, top tier traffic I purchased. I am getting frustrated and upset because I am having no successes like the videos persuade you to believing anyone with no skills could do this. I worked as telemarketer for 8 years and I know the leads can get over worked and over worked and over worked again for less and less success. Like the old saying goes you can’t get blood from a turnip!
    I could have replaced my windows that need it so badly and got new flooring in my home or got a pretty nice New Vehicle with this amount of money I spent. I feel it is unethical to not let people know up front that this is very expensive for the traffic and it is set up for the extremely skilled marketers and Internet gurus. There is very few that are not skilled that make it in this business. That is what makes it so hard because after your all in they never mentioned anywhere that this traffic is so darn expensive and the leads would be worn out.
    I wanted to be in this business because of the things that were said in the videos that anyone can do this. My husband is going to retire at the end of this year and I wanted to have a nice income coming in for us before he fully retired. I want to go to the Masterminds but can’t spend money on air fare tickets to get there because I have been spending it on traffic, and now have too much credit card debt, so it seems like a catch-22.
    I have spent over $3000 in traffic which seems very ludicrous to me and not to have a sale yet. I wanted to go on nice trips once or twice a year and thought this business that would allow us to be able to do that. I have never put this amount of money on any of my credit cards. Now I am struggling to get the money to pay the payment on my card. I certainly could be making a payment that feels justified if I had new flooring and windows or a Nice New car but now I am making a payment of nothing while someone else is living a dream life style, it just makes me upset to think how persuasive these MOBE videos are. And to say if you made $1 profit from a sale you should be satisfied! Well most people wouldn’t be including Matt Lloyd or anyone else on the MOBE Team making Big Bucks.
    I just need more help on what to do different to make this work! I have to get this debt paid off. When you make less than $100 a year and have other bills that need to be paid and MOBE is telling you that your life can be different and then you purchase this Company, just to find out you need to also spend $1000’s on top tier traffic and hope you get a sale is frustrating.
    So I truly Need the more help and the right help to make this work right. Even if I made my money back that would be good enough for me I just don’t like being in this predicament not at this stage in my life. I want a better life style one that is more luxurious and that is what MOBE makes you think you are able to accomplish in these videos even if you are a newbie to the internet. But going through the videos and after you make the purchase the help is minimal. So is there someone there that can help me out here. What can I be doing different and can someone show me how to do something different to get me results so I can have the success with this.
    I would like a phone call from Matt Lloyd, I have been struggling with this business since I bought into this and do not have any sales. I noticed on my unique links have Shaqir Hussyin as an affiliate on my sign in page and it should be my name on all of them not blank or Shaqir Hussyin name on them. I am spending money on this top tier leads people I was recommended to do and have not had even one sale. I am not going to be spending another $25000 or $24999 to make a $1 profit, that would be a total of $50,0000 not ok. You wouldn’t except it, if it was your business and I am not getting any sales with my leads because they are going to someone else because it has their name on my stuff as Shaqir Hussyin being the affiliate. If it looks like fish, smells like fish it must be pretty fishy. I should be compensated for this mistake from the time I joined. This is not right or fare. My name should be on my own links as an affiliate not someone’s else’s name and not blank so someone else can put their name in my place. This seems very suspicious? I was talking to some other MOBE members because of my MTTB letter is different than what the others have and I am a Platinum and they are Titanium.

  46. John

    I feel sick writing this. In fact, I feel like a gambler that knew the odds of me losing were very high and I ended up taking a gamble anyways. I lost over $10,000 to MOBE and I couldn’t be more pissed off about the situation. Not just at myself, but at Matt Lloyd.

    Reading these comments I can feel the pain within others and I guess I came out lucky. Others lost much more than me. Poof into thin air. I am so angry.

    I have an idea, let’s team all team up and take down this sneaky scam that the MOBE team is running. I am in the process today contacting all my local authorities in the US and the authorities in both Australia and Singapore where this company is from and getting it shut down for good. My credit card company and bank are also hearing a mitt full. Maybe they will put this program on the no fly list.

    Please if you are reading this and you have been scammed by MOBE, do the same as me. To report it as a pyramid which it is (trust me, I looked up the definition and compared it to this program to a T), go to this link.


    I appreciate what you are doing here with your website giving people a place to speak up about getting scammed by these cowards. It takes a group of people standing up and using their voice to take down companies like this and I know that I will be doing my part.

    • Kyle

      $10,000 seems to be a very common amount that people are losing with MOBE. This is nothing to laugh at because I know that most businesses online, and a very successful one at that, can be operated at less than $30 per month (this includes the training, the tools, the resources, the support). Somehow it has become OK in the broken “opportunity” industry to charge people $10,000’s for inferior content, support from sponsors that don’t know what they are doing themselves, and pressure/negativity towards you if you don’t continue to spend money.

      I hope you can minimize your losses by contacting authorities/your bank and perhaps the company itself. It is a real shame this is happening online and it is time that people truly wake up to what is going on. Contributions and feedback like yours will really help John.

    • Ken

      We can create a Facebook MOBE suffer group to join all the people be scammed by MOBE and use the people power to shut down MOBE this scamming company.

      • John

        So glad I found this thread. After being jipped out of close to $2000 by mobe I am going to be filing a complaint to the FTC just as you guys are here. This program must be stopped and I am going to be spreading the word to all the other members I know many of which are really unhappy……how to get in touch with authorities.

        Matt Lloyd and company are the scum of all scum.

  47. Lebon

    All men who are giving negative comments to MOBE are not worthy to be men, a man who never take a risk is not a man, who among you has ever sold anything for MOBE and never got commissions? you just talk and talk!

    It’s been a year since I started with Mobe and I can tell you that even if I haven’t made much but the knowledge I have is big enough for me to start my own business, and that’s what I wanted first b’cause money flies but knowledge is always there when you need it, so stop all your thankyous!!!!!

    • Kyle

      I agree, before you create a business you need to always acquire the proper knowledge. If you would like to elaborate on your experiences as to what you are accomplishing thus far in the MOBE program and the levels of success you have achieved thus far in your business (not just monetary), we would love to hear all about it. Thanks for your feedback.

  48. Gary

    Hi Kyle,
    Thanks for the heads up on MOBE. I actually joined this afternoon as it was recommended by someone I trust. But for some reason I smelled a rat.

    So I thought I would check it out and came across your site. My $49 was still pending with my bank so I cancelled my card. Hopefully the money will stay in my account.

    I just got scammed for $550 USD ($720 AUD) by Heimir Finnson a solo ad provider too. He was recommended by Paul Prissick who I see has been mentioned here as promoting this product.

    Really wish Ilived near a few of these pathetic people.

  49. Barbara


    Thank you. I had become a MOBE MLR member a week ago. Of course this past week has been all about the Titanium and Platinum Masterminds. I’m permanently disabled and because of attorneys refusing to go after my previous employer’s disability. All I can expect to have to live on is Social Security Disability. It is not enough to make ends meet.

    I really wish MOBE’s claims were legit, but I am very grateful a friend sent me in search of the reviews today. From another website, I was able to bookmark your site, so I could learn how to properly build my website and get the attention I needed. I make jewelry.

    If possible, I would like to make money from affiliate programs. I believe your site said I can do that there. My goal is to pay off my mortgage and get more funds into my investment accounts. Because of everything that I have read today, I am going to send an email to support at MOBE asking for my $2,497. If I am unable to get it then I will notify my bank about the situation at MOBE and ask for their assistance. I used my debit card. I had to give the bank permission to process the payment because I had to assure them it wasn’t fraud.

    Look forward to speaking to you as I work through your website on developing my Jewelry website then work on another website that will hopefully, give me better earning prospects.

    • Kyle

      Yeah, that is so typical with programs like MOBE. They get you in at a low price, but that is all smoke and mirrors. Their intention is to get you to upgrade to much more expensive packages like the Titanium and the Platinum programs. If you don’t, your sponsor doesn’t get rich. Again, if you don’t become a sucker and spend $10,000+, your sponsor won’t reap the rewards from you losing your money.

      This is no different than any of the other ponzi’s that are going around, many of which have already succumb to the FTC/SEC and are no longer with us as a result. You can only rip off so many people before there are repercussions from the authorities.

      I wish you all the best with getting your money back Barbara and please do report back and let us know what happens here. Also if you ever need a hand getting rolling within the affiliate marketing world (and to do so for free) I would love to help you out. Head over to my Getting Started page to get rolling.

      • Martina Sebastian

        Just a little late I joined today and I guess lost $49 only so do you think that if I don’t go through all the steps will they be able to pull out money from my credit card since I read from all the reviews that they never reimbursed all these people that’s really sad and down right wrong to scam people like this.
        Can some one please answer my question

        • Kyle

          It should not be a recurring payment. Although you have your credit card on file, unless it is a “recurring” subscription to something you will not be rebilled unless you explicitly make payment for another aspect of the MOBE program. Hope this clarifies for you Martina.

    • Chris Julian

      Barbara, Thank you for your post..Since I just joined MOBE..and paid half the licensing program fee..approx 1300..I am wondering if you were able to get back your money..seems like legally they have things locked up tight as far as returning any money.
      Thank you, Chris

        • Kyle

          Have you spent your first chunk of several $1,000’s to move forward within the training? That is the point in which you are going to realize that this is a program that was created to take your money, versus off you a service in exchange for your hard earned money. If you are early within the initial steps, chances are you still may be a little naive to what is about to hit you when you complete these and are “forced” to pay a ridiculous amount of money to move forward.

        • mark

          I have spent $4999 into this company and keep getting the run around. How can I get in touch with Matt Lloyd to get my refund? No one has contacted me since I sent in the money. Please help!

          • Kyle

            Unfortunately this is the case with MOST people that get involved with this program and definitely anyone that is looking to get a refund. You will get support from your “sponsors” and MOBE leading up to when you pay, but if you ever have any problems or you request a refund it is going to be completely ignored. This is the biggest sign of a scam and if this is what is happening to you, you need to consider contacting your bank or appropriate authorities and let them know what is happening here.

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